11/3/2021
State of Texas
employees
earn valuable
benets
100% premiums paid on
health coverage for
eligible full-time employees
50% health premiums paid
for eligible spouses and children
of full-time employees
Opportunity for retirement
payments for life
Valuable benefits make up about
one-third of the average State of
Texas compensation package
More pay and vacation time
as rewards for longevity
OFFER S
COMPETITIVE
BENEFITS
TO
ENHANCE
THE LIVES
OF
ITS MEMBERS
Benefits are subject to change
based on funding by the Texas Legislature.
www.ers.texas.gov
Average state employee total
compensation = $74,232
10
YRS
Employees say that benets
are a major draw to State of
Texas employment.
Salary – 65%
Health insurance – 12%
Vacation, holidays
and sick leave – 10%
Other (payroll expense,
longevity pay) – 6.5%
Pension – 6.5%
Source: Texas State Auditor’s Oce, A Report on State Employee
Benets as a Percentage of Total Compensation, July 2020
Insurance and Other Benets
Health Insurance
Choose from HealthSelect of Texas
®
, a point-of-
service plan, or Consumer Directed HealthSelect
SM
,
a high-deductible plan with tax-free health savings
account (HSA).
• Health insurance premiums for eligible full-time
employees paid at 100% for you and 50% for
dependents. For eligible part-time employees,
premiums paid at 50% for you and 25% for
dependents
• No deductibles for in-network, in-area services in
HealthSelect of Texas
• Low-cost doctor visits and low- or no-cost virtual
visits that let you meet with a provider online or
by phone
• Preventive care and physicals covered at 100%
• Full prescription drug coverage with a mail-order
service
• State contribution to HSA for high-deductible
health plan members
Flexible Spending Accounts
Opportunity for tax savings with health and
dependent care accounts
Dental and Vision Insurance
• Optional dental insurance for routine cleanings,
basic and major services
• Vision insurance option that covers eye exams
and glasses or contacts
Life and Disability* Insurance
• Life insurance option that may pay up to
four times your annual salary
• Disability insurance option covering up to
66% of your salary for a specified time
Other Perks
• Paid holidays, vacation and sick days
• Discount program offering savings on electronics,
concerts, sports and other purchases
*Some agencies oer their own disability benets. Check with
your human resources department.
Retirement
Defined benefit retirement plan
offers lifetime retirement payments
after just 10 years of state service
(five years for employees hired on
or after Sept. 1, 2022)
Employees earn insurance
benefits* in retirement after 10
years of state service.
On average, what the State of
Texas pays in annuities totals more
than what state workers contribute
to the defined benefit plan.
Optional 401(k) / 457 plans with
affordable minimum contributions
and low fees can help boost
retirement income.
These benefits can help you plan
for a more financially secure future.
*Health and other insurance benets for employees
and retirees are subject to change based on available
state funding. You should conrm the benets
available as of your proposed hire date with the
agency’s human resources department.
Did you know?
Defined benefit retirement
accounts can’t lose their value
due to market fluctuations, unlike
retirement plans offered by many
other employers. These types of
plans are becoming increasingly
rare because most employers no
longer offer them.
