Changes to your account service fees
In the next few months, you will see changes to some banking fees that may apply to your checking, savings
and CD accounts. Before these go into effect, we would like to explain which fees are changing, when they are
changing, and also let you know about steps you can take to help avoid some of them.
Fee Amount Effective Date What to Keep in Mind
Overdraft Protection Transfer Fee
$12 This fee applies to To help prevent overdrafts, set up
When you sign up for this optional service, we
transfer available funds from an eligible linked
Bank of America account to help protect you from
overdrawing your account. This fee is applied to
each individual transfer from an eligible linked
deposit or line of credit account.
each
transfer
transactions that
post on or after
November 6, 2015.
email, text and Mobile Banking app
alerts to help you keep track of
transactions and balance changes.
The Mobile Banking app and Mobile
Banking app alerts are not available
on select devices. Mobile Banking
app alerts are not available on the
Please see your credit card agreement for mobile website.
information about Overdraft Protection Transfer
fees from a linked credit card.
To learn more and to set
up Overdraft Protection for
your eligible accounts, visit
bankofamerica.com/odp.
Domestic Outbound Wire Fee
$30 This fee applies to You may want to consider other
This fee applies to wire transfers you send within
the U.S.
each
wire transfer
transactions that
post on or after
November 6, 2015.
ways to transfer funds, such as
Online Bill Pay or transferring
money to family or friends through
their mobile number or email
address. Fees may apply to certain
transfers. For more information,
go to bankofamerica.com/transfers/
funds-transfer.go or you can call us
at the number on your statement to
discuss your specific needs.
Check Copy Fee
There is no fee for the first two copies of
each request.
This fee applies for each additional copy: $3 per
copy, with a maximum of $75 per request for
check copies.
Does not apply to accounts opened in
Massachusetts and New Hampshire.
$3
per copy
($75 maximum
per request)
This fee applies
to requests that
are processed
on or after
November 6, 2015.
You can often avoid this fee by
viewing and printing your available
checks in Online Banking.
To determine what checks are
available through Online Banking,
please select the Statements and
Documents tab.
Visit bankofamerica.com to sign in
or learn more about Online Banking.
Statement Copy Fee $5 This fee applies You can often avoid this fee by
Each statement copy request incurs a fee.
per copy to requests that
are processed
viewing and printing your available
statements in Online Banking
on or after instead of ordering the copy
November 6, 2015. from us.
You can access up to 18 months
worth of statements through
Online Banking by selecting the
Statements and Documents tab.
Visit bankofamerica.com to sign in
or learn more about Online Banking.
Legal Process Fee
This fee is charged for each legal order or process
that directs us to freeze, attach or withhold funds
or other property, such as an attachment, levy or
garnishment.
$125
each occurrence
(Or such other rate as
may be set by law)
This fee applies to
each legal process
that is handled
on or after
November 6, 2015.
More information can be found
in your Deposit Agreement and
Disclosures under the section,
“Legal Process – Subpoena
and Levy.”
Withdrawal Limit Fee — Regular Savings, Custom Each monthly
This fee will apply You may make additional
Savings and all “Money Market Savings” accounts statement cycle, you
beginning with withdrawals and transfers with no
such as Rewards Money Market Savings, Platinum can make a total of
your statement Withdrawal Limit Fee when you
Money Market Savings, and Money Market Savings six withdrawals and
cycle that starts maintain a minimum daily balance
transfers with no
on or after of $2,500 or more in your savings
Withdrawal Limit Fee.
October 14, 2015. or money market savings account.
After six, the fee is:
We charge no more than six
$10 per withdrawal
Withdrawal Limit Fees per monthly
and transfer
statement cycle.
Withdrawal Limit Fee — Minor Savings Each monthly
statement cycle, you
can make a total of
six withdrawals and
transfers with no
Withdrawal Limit Fee.
After six, the fee is:
$1 per withdrawal
and transfer
This fee will apply
beginning with
your statement
cycle that starts
on or after
October 14, 2015.
You may make additional
withdrawals and transfers with no
Withdrawal Limit Fee when you
maintain a minimum daily balance
of $300 or more in your Minor
savings account.
We charge no more than six
Withdrawal Limit Fees per monthly
statement cycle.
About Withdrawal Limit Fees (previously called Excess Withdrawal Fees) for savings accounts
These fees apply if you make more than the allowed number of withdrawals and transfers from your savings or money
market savings account per statement cycle (or per monthly period if your statement cycles quarterly). These fees
apply to all types of withdrawals and transfers, including at ATMs, at financial centers, by telephone, by mail, through
Online and Mobile Banking, by automatic transfer and by any other electronic means.
If you receive a quarterly statement, please note that we calculate and apply these fees to each monthly period in
the quarterly statement. This means that the first six transactions in each month of the quarter can be made with no
Withdrawal Limit Fee.
Monthly statement cycles are approximately 30 days, but please note that they can start and end on different dates
from month to month. Each statement shows the start and end dates for that statement cycle. As an example, a
statement that ends on October 14, 2015, starts approximately 30 days before that date. You can contact us to see
when your statement cycles start and end each month.
We are here to help
For more information about these changes and other fees that may apply to your accounts, visit your nearby financial
center, or you can review the Personal Schedule of Fees at bankofamerica.com/feesataglance.
Please let us know if you have any questions about these changes or would like to discuss other account options that
might be right for you, like our Bank of America Preferred Rewards program. You can stop by a financial center or
give us a call at the number listed on your statement.
Bank of America, N.A. Member FDIC.
©2015 Bank of America Corporation ARVQV5VS SSI-04-15-0845.C
PE-45442
