Axis NRI AOF - Ver 1.3 -Revamp- 07 12 2021

NRI Savings & Current Account Opening Form

New & Exisng Customers - Non resident Indians/Foreign Naonals

Address & Contact Details (Fields marked * (asterix) are MANDATORY)

(This single account opening form will be used to open mulple account including NRE, NRO Saving, Current Account, PIS, Demat & Trading Account)

Insta Sticker /

Account Number

Insta Sticker /

Account Number

Insta Sticker /

Account Number

Insta Sticker /

Account Number

Please ﬁll the complete form in BLOCK LETTERS only. Fields marked * (asterix) are MANDATORY

For Oﬃce Use Only (Fields marked * (asterix) are MANDATORY)

Mandatory to be ﬁlled in for Insta Accounts

Savings Account

*Applicant Status

Scheme Code

Returning NRI/PIO/OCI

PIS Account

Current Account

Instakit Required (Only Saving Account) *Mariner Account

Demat Trading

Please menon appropriate Scheme Code

Y N

Y NY N

Y N

*Branch Code *Branch Name

NRI PIO/OCI FN Returning NRI

*Overseas Address

*Landmark

*City

*Pin/Zip Code

*State

*Country

*Indian

Tel. No. (R)

*Overseas

Tel. No.(R)

*Indian Address

*Landmark

*City

*Pin Code*State

*Country

Country Code

*(Address Proof Mandatory for the preferred communicaon address menoned on the form)

*Overseas Tel. No. (O)

*Preferred Communicaon Address

(Tick One)

Overseas Address Indian Address

*Preferred Mobile Number (Tick One) Overseas Indian

*Overseas

Mobile No.

Country Code

*Email Address

x x x x x x @ g m a i l . c o m

Please ensure to furnish correct email ID. You will be sent monthly account statements on the email ID menoned above

Country Code

*Indian

Mobile No.

9 1

I N D I A

Number of PIS A/C

(Maximum number of PIS account allowed - 4 NRE & 4 NRO)

Customer Onboarding Secon - Primary Applicant (to be mandatorily signed)

CKYC Number

CD0 0 1

Please note that all communicaon including your cheque book, ATM Card, ATM PIN Mailer and accounts statement will be sent to the Preferred communicaon address

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

*If exisng customer

If Yes, Customer ID

Please paste the

photograph of

Primary Applicant here

& Sign Across

35 mm X 35 mm

*Date of Birth *Gender

^T Stand for ‘third gender’

*Name

(Same as per Passport)

Signature of Primary Applicant

Please paste the

photograph of

Primary Applicant here

& Sign Across

35 mm X 35 mm

*Married

If minor, please provide proof of DOB & ﬁll Minor Declaraon Secon

*Passport No.

PAN***

Aadhaar No.

Spouse Name

*Mother’s

Maiden Name

*** If PAN No is not available, please ﬁll up addional declaraon form 60 or 61

*Type of Visa

*Mother’s Name

*Father’s Name

Student Visa

Employment Permit/Visa

Residence Permit/Visa CDC/C1D

Others

PIO/OCI

L A S T

P R E F IX

M I D D L E

F I R S T

M I D D L E L A S T

F I R S T

P R E F IX

Inial Payment details (Fields marked * (asterix) are MANDATORY)

Mandatory for A/C held jointly with Resident Indian

*Mode of Operaon (To be mandatorily ﬁlled in)

NRE Saving / Current Account

NRO Saving / Current Account

Jointly by all

Self

Others _______________________________________________

Anyone Single or Survivor

Either or Survivor

Minor A/C operated by guardian

Former or Survivor

SELF & LOA

yone or Survivor & LOA / POA

Former or Survivor & LOA / POA

Jointly by all

Self

Mode of operaon for PIS accounts will be self only.

Others _______________________________________________

Anyone Single or Survivor

Either or Survivor

Minor A/C operated by guardian

Former or Survivor

SELF & LOA

yone or

*Access your account-Primary Applicant (Nominee will be same as account nominee, Insurance cover applicable only for Debit Card)

Survivor & LOA / POA

Former or Survivor & LOA / POA

Amount of Inial Deposit for NRE Saving/Current: INR/Foreign Currency___________________________________________________________________________(Please specify the currency)

Payment By: Cheque/DD/TT/TC/FC. Cheque/DD/Remiance Detail for NRE Savings/Current: Bank Name______________________________________________Cheque/DD/Remiance

Amount of Inial Deposit for NRO Saving/Current: INR/Foreign Currency___________________________________________________________________________(Please specify the currency)

Payment By: Cheque/DD/TT/TC/FC. Cheque/DD/Remiance Detail for NRO Savings/Current: Bank Name______________________________________________Cheque/DD/Remiance

No.____________________________Date:

Transacon ID: Date:

Debit NRE Savings/Current Account Number

*No.___________________________Date:

*Transacon ID: *Date:

Debit NRO Savings/Current Account Number

0 0

SSC

HSC

a) Cash

b) Cheque/DD

c) Low/Nil Funding

General Physically Challenged P

Graduate Masters

i) Transfer from own Axis Bank Account

ii) Transfer from own Other Bank Account

ardanashin Blind

Investment IncomeAgriculture

Salary Business Income

Naonality

Occupaon Salaried Self Employed Unemployed Rered

Constuon

code:

(To be ﬁlled

by branch)

(To be ﬁlled

by branch)

Occupaon

code:

Housewife Student Polician

Other

Professional (CA, CS, CMA, Others)

(Please specify)

c) Annual Business Turnover ( lakhs) <1 >1-5 >5-10 >10-15

>15-25 >25-50 >50-100 >100

Trust/ Associaon/Society/Club

Public Sector Government

Public Ltd ProprietorshipPvt Ltd

If occupaon is Salaried:

If occupaon is Self Employed:

a) Nature of Business

b) No. of years in Business

Partnership ﬁrm

Mulnaonal

Annual Income

Source of Fund

Status :

Educaon :

Mode of funding/Inial Payment details

Informaon Technology Professional Service Provider

Stock Broker

Money Lender

Real Estate

Agriculture

Bullion /Gold Jewellery

Trader

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

*Customer Proﬁle (To be mandatorily ﬁlled in)

NRE Savings Account NRE Current Account

NRO Savings Account NRO Current Account

Scheme Code

Debit card (Only for Non Insta)

Savings Account Usage Type

Current Account Usage Type

(Character limit is 18 including spaces)

NRO Domesc Chip Card (usable in India Only)

NRE Internaonal Chip Card (usable in India And Internaonally)

Default

Image Card: Code

Name on Card

Upsell Car Online Rewards^ Value +^ds:

Upsell Card shall be issued to NRE schemes only ^ Can be issued to schemes below Priority

• The usage category selected will be applicable for issuing cards to joint holders, if applicable. • An ATM card will be issued for Minors below 10 years of age in the name of the

Guardian {Separate Applicaon to be ﬁlled}. If the Minor is above 10 years of age and operang the account in his/her own capacity, the Minor qualiﬁes for a Debit Card

{Separate Minor DCAF to be ﬁlled}

Customers applying for Online Rewards Debit Card need to register their mobile number and email ID with the Bank to be eligible to receive the welcome voucher (subject to terms and

condions). The personal informaon of Customer will not be disclosed to any third party except as described herein. Third party disclosures may include sharing such informaon with

non-aﬃliated companies that perform support services including insurance for your card or facilitate your transacon with Axis Bank, including those that provide professional, legal or

accounng advice to Axis Bank. Non-aﬃliated companies that assist Axis Bank in providing services to customer are required to maintain the conﬁdenality of such informaon to the

extent they receive it and to use personal informaon of Customer only in the course of providing such services.

Speed banking facility acvated

Account Statement Opons

Cheque book facility

Mobile Banking Internet Banking view facility Internet Banking view & fund transfer

Phone Banking

Physical Copy

(Tick here to receive printed statements only)

Value Added Alerts (SMS & Email)

E-Statement standard opon if email provided

(Physical statement will not be sent)

Axis Bank may at any me disconnue/alter/modify the oﬀered channel facilies at its sole discreon. For Terms and Condions, and product speciﬁc oﬀerings and schedule of charges, please refer to www.axisbank.com

Upsell Debit card charges (Issuance/Annual)+ GST-Delight Card-1500/999, Online Rewards-500/500; Value plus-750/750

Delight Card

Y N

City

Pin Code

Country

City

*Know Your Customer (To be mandatorily ﬁlled in)

Indian Address Proof

Overseas

I Wish to Nominate I do not wish to nominate^ Print Nominee Name

Nominaon under Secon 45 ZA of the Banking Regulaon Act, 1949 and Rule2 (1) of the Banking Companies (Nominaon) Rules 1985 in respect of bank deposits

I/We (Name)_______________________________________________________________________________________

nominate the following person to whom in the event of my/our/minor’s death, the amount of deposit in the above account may be returned by AXIS BANK LTD.

Name Address: Same as Primary Applicant

Address Proof

ID No.

Issuing Authority

Place of Issue

Issuing Authority

Passport Expiry Date Driving Licence Expiry Date

Signature of Joint Applicants

Primary Applicant**

Signature of Witness***

Signature of Primary Applicant Signature of Joint Applicant 1 Signature of Joint Applicant 2

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Please provide KYC documents (Aach photocopies of the following documents and produce the original copies of these documents for veriﬁcaon) Incase you are not ﬁlling this

form in the presence of an Axis Bank oﬃcial, please provide duly aested/notarised copies of the documents

*Nominaon (DA1 Form) (Only one individual nominee permied and to be signed also in case of no nominaon) (To be mandatorily ﬁlled in & signed)

*Fax / E mail Instrucons (to be mandatorily signed)

If diﬀerent from Primary Applicant

Landmark

State

Landmark

State

Name

Address

Date

Place

Date

Place

Name

Address

to receive the amount of deposit on behalf of the nominee in the event of my/our/ minor’s death during the minority of the nominee

Relaonship with depositor, If any

As nominee is minor I/We appoint Name

Address: Same as Primary Applicant If diﬀerent

Instrucon for Nominaon (DA1)-*** In case of thumb impression, nominaon to be ﬁlled in as an annexure

**Where deposit Is made in the name of a minor, the nominaon should be signed by a person lawfully entled to act on behalf of the minor.

^ I hereby decline to presently nominate any individual and I understand and acknowledge the risk and consequences associated with nominaon not given by me.

Strike out if nominee is not a minor.

I /We uncondionally agree to following terms and condions for operang the Account /Exisng accounts held under the Customer ID

through Fax/ Email instrucon -

1. The facility is available only for (a) Transfer of funds within the accounts held by me/us with Axis Bank (b) Creaon of Fixed Deposit by debit to my/our savings account with Axis bank

(c) Statement/Cheque book request for accounts held by me/us with Axis bank (d) Hot lisng of Cards for accounts held by me/us (e) Stop Payment requests for accounts held by me/us

with Axis bank. (f) Mobile Number and E-mail ID updaon for my/our accounts with Axis bank.

2. The instrucons sent through my/our E-Mail ID/ Fax as registered with the Bank, will be processed only on the basis of a Customer Request Form (CRF) duly signed by me/us and sent

as a scan copy through my/our registered E-Mail ID/Fax. I/We agree that the Bank will not process the instrucons provided by me in such a manner as above, incase my/our signature

on the Customer Request Form does not match with the signature(s) available in the Bank's records

3. Details of Fax No. and E-Mail ID given in this Form will constute our registered Fax No. and E-Mail Id for Axis Bank unless changed through my/ our mandate and acknowledged by

Axis Bank.

4. Operaon of the Account through Fax/ E-Mail shall be strictly conﬁned to instrucons sent through registered Fax No./ E-Mail Id and received by Axis Bank in their Fax No./ E-Mail ID

provided to me/ us and Axis Bank shall not be responsible for ensuring the validity and authorizaon for such instrucons.

5. Any change in the Fax No./ E-Mail Id has to be inmated by me/ us to Axis Bank in their Fax No./ E-Mail Id and acknowledged by it.

6. Axis Bank shall act on faxes/ emails received from me/ us only on working days and during the business hours of the aforesaid Branch of the Bank for aforesaid transacons and Axis

Bank shall not be responsible for any failure/ rejecon of the instrucon due to lack of availability of me for execuon of such instrucons.

7. Axis Bank shall not be bound to act upon instrucons received by Fax/ E-Mail, which are illegible or mulple and not unambiguous and Axis Bank opinion and decision shall be treated as

ﬁnal. Axis Bank shall not be responsible for any losses or damages which I/We may suﬀer as a consequence thereof.

8. Axis Bank acng upon the instrucons through Fax/ E-Mail shall not be responsible for any losses/ damages incurred out of transacons undertaking based on such instrucons.

If subsequently it was found by me/ us that the instrucon sent through Fax/ E-Mail was not authorized or fraud or hacking has occurred at my/ our Fax/ E-Mail Id. Axis Bank shall also

not be responsible for the consequences.

9. I/ We shall be responsible for all the instrucons given by Fax/ E-Mail as to compliance of all laws or regulaons of all statutory, regulatory and enforcement bodies and will bear all claims,

losses, damages, costs liabilies and expenses incurred, suﬀered or paid by Axis Bank acng upon the instrucons received through Fax/ E-Mail.

Addional Declaraon

Declaraon for converng exisng Resident Account to NRO account (to be mandatorily signed)

Signature of Primary Applicant

Signature of Primary Applicant Signature of Joint Applicant 1 Signature of Joint Applicant 2

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Customer Consent Noce (to be mandatorily signed)

Why are we seeking your consent

We require your consent for certain processing of your personal data, in line with our internal procedures and with applicable data protecon laws such as the EU General Data

Protecon Regulaon 2016/679 ("GDPR"). This is for the following reasoms:

• We need to process certain informaon about you that is considered 'special categories of personal data' or informaon about criminal oﬀences and convicons (together

sensive personal data) and is highly protected under the GDPR. We need this informaon for the purpose of NRI account opening applicaon.

• We may wish to use exclusively automated processing techniques to make decisions about you, for example your suitability for a loan, or to create a customer proﬁle that will

help us assess the risks associated with any products or services you apply for and you have a right under the GDPR to object to us using these automated processing pracces

• We would like to send you markeng communicaons by email, SMS or phone to let know about our products and services, and any promoons or special oﬀers we are runnin.

What types of data will you process?

We need to use a range of your personal data in order to comply with our legal requirements and to provide our products and services. Below we set out the types of data for each of

the acvies we ask your consent for:

Processing of sensive personal data

We wish to use racial or ethnic origin, religious or philosophical beliefs, biometric data for ID purposes, Demographic details

Automated processing

For automated decision making, we wish to use Demographic Details, Employment Details, Income Data, and Residenal status

For proﬁlling acvies, we wish to use Demographic Details, Employment Details, Income Data, and Residenal status

Direct markeng

In order to provide you with markeng communicaons relang to our products or services we think you might be interested in, we wish to use your email address, name and mobile

Number.

What happens if you refuse to provide consent?

If you do not provide your consent, we will not use your personal data for the acvies listed above.

Where you refuse to provide consent for us to use your sensive personal data, we may be unable to provide you with the services you have requested from us.

Where you refuse to provide consent for us to use automated processing to make decisions about your suitability for our products, we will ensure that decisions are reviewed by

members of staﬀ in the relevant Axis banking team.

Where you do not want us to use automated processing for proﬁling purposes, we will not do so. This may aﬀect any risk assessments we make in respect of any products or services

you have applied for, and may impact on our ability to suggest the most appropriate Axis product for you.

Where you do not consent to receiving markeng communicaons from us, we will not add you to any of our markeng lists and you will not receive any such communicaons.

What happens if you change your mind about consent?

You are free to withdraw your consent at any me. If you would like to do this, please visit [www.axisbank.com/support] and we will ensure that we no longer process your personal

data in this manner.

For any grievances please reach out to us at www.axisbank.com/contact-us/grievance-redressal. Where you receive markeng emails from us, we always include an unsubscribe link

to enable you to withdraw your consent. This is the easiest way of withdrawing consent for markeng messages, however you may also use the link above.

Where can you ﬁnd more informaon about our processing of your personal data?

You can ﬁnd out more about how we process your personal data, including the types of personal data we process and who we share it with, by reading our Customer Privacy Noce,

available online at www.axisbank.com

Consent

If you are happy to provide your consent, please ck the appropriate boxes below: I consent to the processing of my sensive personal data for the purposes of:

• Developing and carry out sourcing acvies through online account opening channels;

• Developing, markeng, and communicang their products and services to me;

• Data analycs on my personal data to understand usage of products and services and creang opportunies to oﬀer beer products and services;

• Processing data as the Bank's Cookie Policy over Axis Bank's digital channels relang to behavioural paern and develop relevant products.

I consent to Axis Bank and/or its aﬃliates/subsidiaries/ to send markeng communicaons in respect of its various products and services from me to me by:

• Email

• SMS text messages

• Telephone

I hereby request the bank to convert my exisng resident Savings/Term Deposit/ Current account to NRO Saving/NRO Term Deposit/NRO Current account and hotlist all the

internaonal debit card linked to resident account.

Resident Account No.1 Debit Card No.

Resident Account No.2 Debit Card No.

Issue Debit Card For NRO Account Issue Cheque book

I/We hereby authorize the Bank to convert my exisng resident Savings/Term Deposit/ Current account to NRO Saving/NRO Term Deposit/NRO Current account, if I am unable to

provide the account details and the same is observed by the Bank. Withholding Tax at applicable rates would be deducted on the interest paid in NRO Accounts. The linked internaonal

Debit card will be hotlisted. I undertake to destroy all unused cheque leaves in my exisng resident account cheque book.

I/We hereby authorize the Bank to change the Mode of Operaon of the Exisng Resident Account as per prescribe RBI guideline prevailing for the account category from me to me.

The updaon/connuaon of Mode of Operaon is subject to obtenon of requisite documents/forms as per the Bank guidelines.

If any exisng domesc account is found inoperave / dormant then the same will be made operave / acve then converted into NRO account.

Y N

Signature of Primary Applicant

Signature

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

FATCA-CRS Declaraon Please ck the applicable tax resident declaraon (Any one) (MANDATORY)

Minor Declaraon

Landmark

I am a tax resident of India and not resident of any other country OR I am a tax resident of the country/ies menoned in the table below:

Please indicate the country/ies in which the enty is a resident for tax purposes and the associated Tax ID Number below:

*City of Birth

Country#

Tax Idenﬁcaon

Number

Idenﬁcaon Type

(TIN or Other, please specify)

Communicaon Address Permanant Address

State________________________ Country________________________

Please note the address below

Address For Tax Purpose

*Country of Birth

Address Type for Tax Purpose-

Residenal Business Registered Oﬃce

#To also include USA, where the individual is a cizen/green card holder of USA. In case Tax Idenﬁcaon Number is not available, kindly provide funconal equivalent FATCA-CRS

Cerﬁcaon: I have understood the informaon requirements of this Form (read along with the FATCA/CRS Instrucon and Terms & Condions) and hereby conﬁrm that the informaon

provided by me/us on this Form is true, correct and complete and I hereby accept the same.

I shall represent the said minor in all future transacons of any descripon in the above account unl said minor aains majority. I indemnify the Bank against the claim of the above

minor for any withdrawal/transacon made by me in his/her account.

I/We hereby give our consent to you for opening SB/RD/TD account in the name of my/our minor son/daughter/court appointed dependent________________________________to be,

operated upon by the said minor. All the operaons in the said count by my/our minor son/daughter/court appointed dependent, including the debit card issuance in the name of the

minor will be binding on me.

Type of Guardian:

Full Name of Guardian

I hereby declare that the date of birth of the minor who is my______________________________is________/________/__________and i am his/her natural and lawful guardian/guardian

appointed by court order, dated______/______/______(Copy Enclosed).

Mr. Ms.

Father Mother Court Appointed Testamentary Guardian

Signature of Primary Applicant

FORM 60

PIO (Person of Indian Origin) / OCI (Overseas Cizen of India) Declaraon

Signature Mismatch Declaraon (in case of major mismatch customer needs to submit an aﬃdavit)

I,_____________________________________________________________________do hereby declare that what is stated above is true to the best of my knowledge and belief. I further declare

that I do not have a Permanent Account Number and my/our esmated total income (including income of spouse, minor child etc. as per secon 64 of Income-tax Act, 1961)

computed in accordance with the provisions of Income-tax Act, 1961 for the ﬁnancial year in which the above transacon is held will be less than maximum amount not

chargeable to tax. Veriﬁed today, the...........................................................day of.....................................20_____________________

Form for declaraton to be ﬁlled by an individual or a person (not being a company or ﬁrm) who does not have a permanent account number and who enters into any transacon

speciﬁed in rule 114B

If applied for PAN and it is not yet generated enter date of applicaon and acknowledgement number

If PAN not applied, ﬁll esmated total income (including income of spouse, minor child etc. as per

secon 64 of Income-tax Act, 1961) for the ﬁnancial year in which the above transacon is held

a Agricultural income (Rs.)

b Other than Agricultural income (Rs.)

Veriﬁcaon

Date___________________________, Place___________________________

I hereby declare that I am a person of Indian origin and I sasfy one of the following condions. (Please select from the below menoned choices as applicable to you)

I held an Indian Passport My father/mother/grandfather/grandmother is/was a cizen of India. I am the spouse of an Indian cizen. I am the spouse of a PIO/OCI.

I hold PIO/OCI card I belonged to a territory that became part of India aer the 15th day of August, 1947 I am aaching herewith, supporng documents to sasfy the

above declaraon

The signature on the Passport/Exisng Account is diﬀerent from my signature on the Account Opening Form. Please consider the signature on the Account Opening Form as my

updated signature in your Bank records.

I am Providing:

Government Issued Photo ID Proof Carrying my Current Signature

A self Signed personailzed Cheque from my exisng NRE/NRO Account

Notarized Aﬃdavit Conﬁrming the Current Signature

I agree to indemnify and keep indemniﬁed the Bank at all mes from and against all costs, charges, damages, penales (including aorney fees) suﬀered and/or incurred by for any act

done or omied to be done on account of the above declaraon.

Old signature As per

documents/Exisng

Customer ID

New signature

as per account

opening form

Please open an RFC Account in my name. The relevant parculars are as under:

1. Origin (State whether you are of Indian origin) :

2. Date of arrival in India to become a resident in India :

3. Parculars of residence outside India: Country:_______________ Period:______________ To:__________Nature of Occupaon:_______________

(An aested copy of the relevant pages of the passport must be enclosed.)

4. Do you connue to have any employment or business or vocaon outside India?: If so please give full parculars

5. Foreign Currency/ies in which RFC Account/s is/are to be opened: USD GBP EURO CAD AUD

6. Type of Account desired (State whether ﬁxed deposit, current or savings Account.):

I hereby declare that I have gone through the provisions of the RFC Accounts Scheme. I declare that the parculars stated herein above are correct and I am eligible to open and

maintain RFC Account under the Scheme as applied. I agree that the RFC Account shall be governed by the RFC Accounts scheme and the direcons issued by the Reserve Bank of

India under the Foreign Exchange Regulaon Management Act, from me to me.

Instrucons to the Applicant

1. Applicant is advised to read carefully the RFC Accounts Scheme before making the applicaon.

2. Account will not be opened unless full parculars are furnished in the applicaon form.

3. Applicaon form duly ﬁlled in and signed must be accompanied by copies of the relevant page of the passport duly cerﬁed by the applicant as true copies. The passport should

be submied along with the applicaon for veriﬁcaon.

4. Furnishing any false informaon in the applicaon amount to a contravenon of the Foreign Exchange Management Act, 1999.

5. Applicant should furnish such other parculars or documents, as may be required by the Bank for the laer to sasfy himself that the applicant is an eligible person and the funds

proposed to be credited to the RFC Account are eligible for the purpose.

6. Nominaon facility is available to the RFC accounts as in the case of resident Rupee accounts.

Signature of Primary Applicant

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Mariner’s Declaraon

RFC Declaraon

Inial Payment details for RFC Account

I hereby declare and conﬁrm that I am a Non-Resident Indian and I am presently on contract with a foreign registered company, details of which are provided in the documents

submitted. I also conﬁrm that I will inform the Bank, in case I do not renew my contract or choose to go on a new contract OR I am unable to proceed on a new contract or in any case

in the event that my status of Non-Resident Indian is altered. Accordingly, I will have the Non-Resident accounts opened in my name re-designated to Resident / RFC accounts (as

applicable)

RFC (Resident Foreign Currency) Saving Account Saving Account

Amount

Cheque / DD / Remiance Detail: Bank Name

Tenor: (Year/s) (Month/s)

Cheque / DD / Remiance No. Date

Currency: USD GBP EUR CAD AUD

Scheme CodeFixed Deposit

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Rules & Regulations (to be mandatorily signed)

I/We have read and understood the Terms and Conditions relating to various services and understand that any changes to the Terms & Conditions will be available on the website

www.axisbank.com only. I/We have specifically requested above, from AXIS BANK Ltd. I/We accept and agree to be bound by the said terms and conditions including those limiting /

excluding the Bank's liability. I/We understand that the Bank may at its absolute discretion discontinue any of the services completely or partially with prior notice to me/us. I/We confirm

that I/We am/ are the sole account holder(s) or have the required mandate to operate all the respective accounts linked to these services. I/We authorize the bank to send

Correspondence/ Documents/ Statement of Accounts/ Deliverables through courier/postal service at its discretion and such courier/postal service shall be deemed as my agent.

FOR NON-RESIDENT ACCOUNTS: I/We hereby declare that I/We am/are non-resident Indian(s)/ Person(s) of Indian origin. I/We understand that the above account will be opened on

the basis of the statements/declarations made by me/us, and I/We also agree that if any of the statements/declarations made herein is found to be incorrect in material particulars, you are

not bound to pay any Interest on the deposit made by me/us. The account will be put into use for bonafide transactions not involving any violations of the provisions of any

Government/Exchange Control Regulation. I/We agree that no claim will be made by me/us for any Interest on the deposit/s for any period after date/s of maturity of the deposit/s. I/We

agree to abide by the provisions of the Foreign Currency (Non Resident) Account Scheme, Non Resident (External) Account Scheme, Non-Resident (Ordinary) Account Scheme as the case

may be. An account of an individual of Pakistani nationality / ownership can be opened only with the prior approval of RBI. RBI has authorized banks to open only NRO account of

individual/s of Bangladesh nationality without the approval of RBI. I/We hereby undertake to intimate you about my/our return to India for permanent residence, immediately on arrival.

I/we agree that the premature withdrawal is permitted at my/our request. The payment of interest on the deposit may be allowed in accordance with the prevailing stipulations laid down

by the Reserve Bank of India in this regard. I/We shall not make available to any person resident in India, foreign currency against reimbursement in Rupees or any other manner in India.

I/We would confirm that all debits to my/our accounts for the purpose of investment in India and credits representing sale proceeds of investments in India are covered either by general or

special permission of the Reserve Bank of India as per FEMA Regulations, 2016 Notification No. FEMA 5(R)/2016-RB. I/We undertake to inform AXIS BANK regarding change in my/our

residence/employment and provide further information that AXIS BANK may require from time to time. As per Reserve Bank of India circular No. RBI/2015-16/390 A.P. (DIR Series)

Circular No. 67/2015-16 [(1)/5(R)] An NRO account can be opened jointly with residents on ‘former or survivor’ basis. An NRE account can be opened jointly with resident relative(s) on

“former or survivor” basis. As per Reserve Bank of India Circular No. RBI/FED/2015-16/9 FED Master Direction No. 14/2015-16 during the life time of the NRI/PIO account holder, the

resident relative can operate the account only as a Power of Attorney holder.

FOR FOREIGN NATIONAL OF NON-INDIAN ORIGIN: I/We hereby declare that I/We am/are Foreign National/s of non-Indian origin. I/We understand that the above account will be

opened on the basis of the statements/declarations made by me/us, and I/We also agree that if any of the statements/declarations made herein is found to be incorrect in material

particulars, you are not bound to pay any Interest on the deposit made by me/us. The account will be put into use for bonafide transactions not involving any violations of the provisions of

any Government/Exchange Control Regulation. I/We agree that no claim will be made by me/us for any Interest on the deposit/s for any period after date/s of maturity of the deposit/s.

I/We hereby undertake to intimate you about my/our permanent departure from India prior to leaving the country. I/We agree that the premature withdrawal is permitted at my/our

request. The payment of interest on the deposit may be allowed in accordance with the prevailing stipulations laid down by the Reserve Bank of India in this regard. I/We shall not make

available to any person resident in India, foreign currency against reimbursement in Rupees or any other manner in India. I/We would confirm that all debits to my/our accounts for the

purpose of investment in India and credits representing sole proceeds of investments in India are covered either by general or special permission of the Reserve Bank of India. I/We

undertake to inform AXIS BANK regarding change in my/our residence/employment and provide further information that AXIS BANK may require from time to time. NRO Savings account

opened for Foreign Nationals of Non-Indian Origin visiting India for short duration (Temporary visit to India) will be valid only for 6 months from the date of account opening or the expiry

date of the visa, whichever is earlier. These accounts are liable to be closed on completion of 6 months from the date of account opening or expiry of visa, whichever is earlier. Foreign

Nationals coming to India may open and maintain Indian Rupee accounts/Non-resident ordinary accounts in India, as applicable. Considering that the operations in these accounts are

closely regulated, these have to be monitored regularly. Foreign diplomatic and/ or consular officers or officials assigned to India and their spouses and children are exempt from

registration on a reciprocal basis. However, this exemption is not available to the members of the staff of the missions of the Arab Republic of Egypt and Syrian Arab Republic.

FOR DEBIT CARD: I/We undertake that the usage of the Debit Card will be in accordance with the Exchange Control Regulation and in the event of any failure, I/We will be liable for action

under the Foreign Exchange Management Act 1999 and the amendments thereof, stipulated by the Reserve Bank of India. I/We accept full responsibility for my/our Debit Card and agree

not to make any claims against AXIS BANK, in respect thereto. Guidelines for issue of debit cards DBOD.No.FSD.BC.66/24.01.019/2012-13 December 12, 2012. For International Debit Cards

– Guidelines on FEMA (FEMA 14R/2016-RB dated May 02, 2016) act as laid down.

FOR INTERNET BANKING: I/We acknowledge that the issue, usage of Axis Bank Internet Banking facility is governed by terms & conditions in force from time to time as set forth on

www.axisbank.com and agree to abide by the same. I/We am/are aware that Axis Bank Ltd. does not seek any information relating to Login ID/Password in any form including emails from

its customers. I/We further agree and confirm that Axis Bank shall not be liable for any losses arising from my/our sharing/disclosing of login ID, passwords, cards, card numbers or PIN

(Personal Identification Number) to anyone, nor shall make claims on the bank for any unauthorized use.

FOR JOINT ACCOUNTS: The Bank may, on receipt of a written application from Either or Survivor of us/ Anyone of Survivors of us/ the Former/ the Latter of us, grant a loan/advance

against the security of FD to be issued to us or make Pre-payment or part payment of the proceeds of the said deposit to any one of us. Joint accounts can be opened by two or more NRIs

and/or PIOs or by an NRI/PIO with a resident relative(s) on ‘former or survivor’ basis.

FOR JOINT MODE OF OPERATION: In consideration of the Bank providing us with all the above mentioned facilities of banking, at our request, we hereby agree and confirm that

notwithstanding what is stated in the account operating mandate given by us for manual operations of the said account, we hereby authorize Shri/Smt one of the joint account holders

and/or one of the person who is duly authorized to operate the said account jointly in terms of the earlier mandate to operate the above facilities. The said person shall have full authority to

operate the said Bank account solely for Internet Banking, Mobile Recharge and Bill Payments Facility. We further confirm that all or any operations of the said banking accounts by the said

person in terms of the above shall be binding on us and be deemed to have been carried out in terms of our mandate given for operating the account manually. It is further clarified that the

above instructions shall be valid only for the purpose of availing Internet Banking, Mobile Recharge, Bill Payments facilities and except for the existing mandate i.e. joint operation shall be

applicable. As per Reserve Bank of India Circular No.RBI/FED/2015-16/9 FED Master Direction No. 14/2015-16 Joint accounts can be opened by two or more NRIs and/or PIOs or by an

NRI/PIO with a resident relative(s) on ‘former or survivor’ basis. However, during the life time of the NRI/PIO account holder, the resident relative can operate the account only as a Power

of Attorney holder. I further undertake that any violation under Para 7 of Schedule 1 of FEMA Notification No. 5(R) – Deposit regulations as amended from time to time will constitute as a default on

my part and Axis bank will not be responsible for any loss arising due to non-intimation of the same.

Savings Bank - Most Important Terms & Conditions

1) The Savings Bank Account should be used to route transactions of only non-business/non-commercial nature. In the event of occurrence of such transactions or any such transactions

that may be construed as dubious or undesirable, the Bank reserves the right to unilaterally freeze operations in such accounts and/or close the accounts. With effect from

01.04.2010, interest shall be paid on daily product method on quarterly basis.

2) The balances in the account must adhere to the minimum Monthly/Quarterly Average Balance (MAB/QAB) stipulation laid down by the Bank and communicated to you at the time of

opening of the account and any change therein as may be advised to you. Non-maintenance of this MAB/QAB will attract applicable penalty as per the Schedule of Charges. In such on

event the Bank shall have the first right to set off any available credit that may be available in the account including from amounts flowing into the said account from the collection

proceeds or any deposits. Therefore it is advised in such an event the customer should fund the account adequately to avoid such a situation.

3) If there are no transactions induced by me in the account for a period of 2 years or more, the account automatically gets classified as an 'Inoperative account'. A request for account

activation has to be made in such a case.

4) Account Closure: I/We authorize the Bank to close my/our account with prior intimation to me/us in case of a. balance in the account remains zero for 3 months or more; b. high

occurrences of dishonored payments from my/our account; c. no customer induced transactions for 6 months or more.

5) Transactions: Any instructions to Axis Bank regarding the account, both of a financial/non-financial in nature (e.g. Issuance of Cheque Book/Card, financial transactions, updation of

personal details etc) will be provided by me through the authorized channels only, which will be specified by the bank, based on regulatory guidelines prevailing at that time. Axis Bank

is not expected to act on instructions that do not come in through the authorized channels, but reserves the right to act upon its discretion to provide such facilities under extraordinary

circumstances.

6) The Savings Bank Account entitles free access to AXIS BANK ATMs, Internet Banking and Telebanking unless otherwise stated.

7) Availing of the Anywhere Banking facility and the At Par Cheque facility is contingent upon the limits and service charges stipulated for these facilities.

8) Any change of address should be immediately communicated in writing to the Bank along with Address Proof.

9) By availing of e-statement facility, Account Holder(s) agree to be bound by all the Terms and Conditions that may be specified by the Bank at the time of availing such facility and such

other conditions as specified by the Bank from time to time.

10) As per circular No. RBI/2017-18/15 DBR.No.Leg.BC.78/09.07.005/2017-18 The banks may not offer facility of electronic transactions, other than ATM cash withdrawals, to

customers who do not provide mobile numbers to the bank.

11) Channel Facilities: All channel facilities provided by Axis Bank including Debit Cards, ATM Cards, ATMs, Internet Banking etc. are subject to specific guidelines that are provided on

www.axisbank.com and as per the T&Cs overleaf. Axis Bank is not liable for fraud in the event that I disclosed sensitive information such as passwords, PINs, IDs to anybody. I also

undertake to inform the Bank immediately in case of loss of cheque leaf/leaves, Credit/Debit Card(s) linked to my account. E-Statement: The Bank shall at its own discretion at any

time may discontinue/alter/modify facility at terms and conditions as specified therein at sole discretion of the Bank.

12) Personal Information: a. Any updation of my/our details including personal information, change of address etc. will be provided by me/us to the Bank along with documents of proof

within 2 weeks. I/We agree to indemnify Axis Bank for any fraud, loss or damage due to my/our providing wrong information or not updating the information that may occur to me/us

and to Axis Bank and based on which the Bank may act as true and correct. b. All information provided by me/us of any nature (including personal & sensitive information) will be used

in the provision of services or facilities, facilitation of transactions, providing information and updates (including value added services), research and analysis, credit scoring,

verification, participating in telecommunication or electronic clearing network as may be required by law/customary practice by the bank c. All information provided by me/us of any

nature (including personal & sensitive information) can be stored with agencies / service providers who have an agreement with Axis Bank for business purpose and on need to know

basis. Axis Bank shall always strive to comply with the rules and regulations as applicable from time to time on this context in accordance with the Banks Privacy policy. If I/We intend

to revoke my/our consent to the sharing of the data, the products /services available to me/us, pursuant to the consent provided earlier, shall no longer be available to me, and I shall be

required to initiate closure of such products/services.

13) lnsta A/C Declaration: "I have approached Axis Bank for opening a Savings/Current account. I understand that the account should be operated by me only after it has been activated. I

further undertake that any violation of this will constitute as a default on my part & the Bank reserves the right to close the said account forthwith on the happening of such a default

without assigning any reason whatsoever. I am aware that delivery and/or receipt of the Welcome Kit cannot be construed to mean that Axis Bank has opened or agreed to open the

account. Axis Bank Ltd. At its sole discretion can either call for further documents or reject the application for any reason whatsoever. In case of rejection, I am aware that the Welcome

Kit & the Letter shall be construed as withdrawn and I undertake to return the some to the Bank forthwith". I am aware that the products and services of the Bank shall be provided

subject to the applicable rules and regulations. I have received a copy of the Rules and Regulations and an acknowledgment from the Bank for Application and Nomination Form

submitted.

Bank & Branch

Details of Borrowal Accounts

(with details of facility amount)

Amount

Facility

A/C No.

*Ledger No.

A/C Label 1

A/C Label 2

A/C Label 3

Camp

Reference

Number

Label Code

Leer from Employer verifying identy and permanent address

I/we declare that we do enjoy credit facilies with any Bank

Staﬀ Employee Id

*BDE/Lead Generator Code

*BDE/Lead Convertor Code

Is the account opened face to face

Branch Head / Authorized Signatory

*Name of oﬃcial:

*Designaon:

*S. S. Number:

*A/C Manager/CSTM EMP ID

Mandatory for Burgundy Private, Burgundy and

Priority account

For Axis Bank Limited

(Please do not sign this if it is BLANK. Please ensure all relevant secon and columns are completely ﬁlled to your sasfacon and then only sign the forms)

Signature of Primary Applicant Signature of Joint Applicant 3

Signature & Stamp

Signature of Joint Applicant 1 Signature of Joint Applicant 2

Customer Signatures (applicable for all accounts)

For Oﬃce Use Only (Fields marked * (asterix) are MANDATORY)

FOR SALARY & DEFENCE ACCOUNT

EXISTING BANKING RELATIONSHIPS *(Mandatory for Current Account only)

Important Check Points

DECLARATION BY THE BRANCH

I hereby cerfy that this account opening form is complete in all respects and relevant documents have been obtained as per the KYC guidelines of the Bank and

RBI (as amended from me to me) and performed due diligence to verify the genuineness of the customer. The Account may please be set up in Finacle. Incase

NRI Savings & Current Accou

nt Opening Form/October 2021/Ver-1.2

of signature mismatch, I cerfy that the customer has been personally met and has signed in my presence. Kindly process the request.

1. All supporng documents must be self-aested by all the applicants and signature should be in the same ink as used in the form.

2. Please provide clear copies of the documents.

3. Kindly ensure correctness in Inial Payment Cheque / DD. (DD slip is mandatory for veriﬁcaon of Remier name). The cheque/DD cannot be sent for

clearing with any type of alteraon on it and same will be discarded at our end.

4. The funds received towards inial funding to the NRI account/Instakit through any remiance channel including but not limited to Exchange Houses,

Correspondent Bank, Wire Transfers or FCY cheques, will be kept on hold ll the me account is opened or rejected. Bank will not be liable to pay any interest

whatsoever on the outstanding amount for the duraon from receipt of funds ll the me funds are credited to the newly opened account or returned.

Rules & Regulaons (to be mandatorily signed)

*Documents Received

Self Cerﬁed

True Copies Notary

*KYC Veriﬁcaon done By

Emp Code

*Place of declaraon

*Date of

declaraon

14) Fees & Charges: Fees & Charges will be applicable to my account and for other services availed by me, as described in the Most Important Document / Schedule of Charges and on the website

www.axisbank.com. GST and other statutory imposts as applicable from time to time will be levied on all fees. Interest Payment: Axis Bank pays interest quarterly on daily balance basis in your

Savings Account as per the rate applicable for the scheme code Change in Fees & Charges, Services, and Interest Rate: Any change/discontinuation of Fees & Charges, Services will be intimated

to me at least 30 days in advance through letter/SMS/website/email or other means. All relevant policies including Code of Commitments to Customers and Grievance Reddresal policy are

available at the Branches. Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance cover is applicable in all Bank's deposits, such as savings, current, fixed, recurring, etc. upto a

maximum amount of Rs. 5 lakh including principal & interest both. TDS Rates for NRE/NRO deposits - Interest earned on Non Resident External (NRE) accounts and Foreign Currency Non Resident

(FCNR) accounts are tax free in India. Hence, there would be no TDS. However, interest earned on the Non Resident Ordinary Account (NRO) is taxable and TDS rates will be applicable from time

to time as per the Income Tax Act, 1961 and Income Tax rules. There is no basic exemption limit.

15) Transactions in accounts cannot be made for the purpose of investment in prohibited sectors / persons by a person resident outside India.

16) Citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal, Bhutan, Macau, Hong Kong and Democratic People’s Republic of Korea cannot, without prior permission of the Reserve

Bank, acquire or transfer immovable property in India, other than on lease, not exceeding five years. Citizen of Pakistan,Bangladesh or Afghanistan belonging to minority community (Hindu,

Christian, Sikh, Parsi, Buddhist, Jain) in that country and residing in India who has been granted an LTV by the Central government can purchase only one residential immovable property in India

as dwelling unit for self-occupation and only one immovable property for carrying out self-employment.

17) A person resident in India who is on a visit to a foreign country may open a foreign currency account with a bank outside India during his stay. The balance in the account should be repatriated to

India on return of the account holder to India.

18) I/We hereby authorize the bank to share my personal KYC documents which are in foreign language to its third-party service provider who shall send it further to their sub-contractors for the

purpose of translation thereof in English language. I/We understand and agree that the translation process is required to be conducted by the bank in order to ascertain the details and validity

mentioned in my personal KYC documents in foreign language which is a part of the KYC updation for the purpose of Account Opening/Re-KYC Updation/ or for any service request processing.

While the bank and its service providers will ensure that the documents are handled/shared safely, the bank will not be held liable in case of any misapplication of these documents.

FATCA-CRS Terms & Conditions: The Central Board of Direct Taxes has notified on 7th August 2015 Rules 114F to 114H, as part of the Income Tax Rules, 1962, which Rules require Indian financial

institutions such as the Bank to seek additional personal, tax and beneficial owner information and certain certifications and documentation from all our account holders. In relevant cases, information

will have to be reported to tax authorities/ appointed agencies/ withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto. Should

there be any change in any information provided by you, please ensure you advise us promptly, i.e. within 30 days. If you have any questions about your tax residency, please contact your tax advisor.

If you are a US citizen or resident or greencard holder, please include United States in the foreign country information field along with your 'US Tax Identification Number'. It is mandatory to supply TIN

or a functional equivalent if the country in which you are tax resident issues such as identifiers. If no TIN is yet available or has not yet been issued, please provide an explanation and attach to this form.

CKYC Declaration

• I hereby declare that the details furnished above are true and correct to the best of my/our knowledge and belief and I undertake to inform you of any changes therein, immediately. In case

any of the above information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/we may be held liable for it. • My personal / KYC details may be shared

with Central KYC Registry • I hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number/email address

I/We do hereby solemnly declare that the information provided above is up to date and correct and I hereby submit my recent photograph and self-attested photocopy of the KYC document

Address & Contact Details (Fields marked * (asterix) are MANDATORY)

*State

*Country

Please ensure to furnish correct email ID. You will be sent monthly account statements on the email ID menoned above

*Email Address

*Indian Address

*Overseas Tel. No. (O)

*City

*Pin/Zip Code

*Overseas

Mobile No.

*Indian

Mobile No.

*Overseas

Tel. No.(R)

*Landmark

*City

9 1

I N D I A

Customer Onboarding Secon - Joint Applicant / LOA / POA / GUARDIAN / AUTHORIZED SIGNATORY

*If exisng customer

If Yes, Customer ID

*Date of Birth * Gender

^T Stand for ‘third gender’

*Name

(Same as Per Passport)

Please paste the

photograph of

Primary Applicant here

& Sign Across

35 mm X 35 mm

Please paste the

photograph of

Join Applicant / LOA /POA

& Sign Across

35 mm X 35 mm

*Married

If minor, please provide proof of DOB & ﬁll Minor Declaraon Secon

*Preferred Communicaon Address (Tick One)

*Overseas Address

*Preferred Mobile Number (Tick One)

*Passport No.

PAN***

Aadhaar

Overseas Address Indian Address

Overseas Indian

No.

*Type of Visa

PIO/OCI

Residence Permit/Visa CDC/C1D

Student Visa

mployment Permit/Visa Others

x x x x x x @ g m a i l . c o m

*(Address Proof Mandatory for the preferred communicaon address menoned on the form)

Signature of Joint Applicant / LOA / POA

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Please ﬁll the form in BLOCK LETTERS only. Fields marked * (asterix) are MANDATORY

*Applicant Type: Joint Applicant LOA POA Guardian Authorized Signatory

Relaonship with Primary Applicant (if any) CKYC Number

Please note that all communicaon including your cheque book, ATM Card, ATM PIN Mailer and accounts statement will be sent to the Preferred communicaon address

*Customer Proﬁle (To be mandatorily ﬁlled in)

0 0

SSC

HSC

General Physically Challenged P

Graduate Masters

ardanashin Blind

Investment IncomeAgriculture

Salary Business Income

Naonality

Occupaon Salaried Self Employed Unemployed Rered

Constuon

code:

(To be ﬁlled

by branch)

(To be ﬁlled

by branch)

Occupaon

code:

Housewife Student Polician

Other

Professional (CA, CS, CMA, Others)

(Please specify)

c) Annual Business Turnover ( lakhs) <1 >1-5 >5-10 >10-15

>15-25 >25-50 >50-100 >100

Trust/ Associaon/Society/Club

Public Sector Government

Public Ltd ProprietorshipPvt Ltd

If occupaon is Salaried:

If occupaon is Self Employed:

a) Nature of Business

b) No. of years in Business

Partnership ﬁrm

Mulnaonal

Annual Income

Source of Fund

Status :

Educaon :

Informaon Technology Professional Service Provider

Stock Broker

Money Lender

Real Estate

Agriculture

Bullion /Gold Jewellery

Trader

*** If PAN No is not available, please ﬁll up addional declaraon form 60 or 61

*Mother’s Name

*Father’s Name

M I D D L E L A S T

F I R S T

P R E F IX

Spouse Name

*Mother’s

Maiden Name

L A S T

P R E F IX

M I D D L E

F I R S T

*Know Your Customer (To be mandatorily ﬁlled in)

*Access Your Account - Joint Applicant / LOA / Guardian

Signature of Joint Applicant / LOA / Guardian

Signature of Primary Applicant

Signature of Bank oﬃcial in

whose presence signed

Signature of Primary Applicant Signature of Joint Applicant 1 Signature of Joint Applicant 2 Signature of LOA

Signature of Primary Applicant Signature of Joint Applicant 1 Signature of Joint Applicant 2 Signature of POA

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Please provide KYC documents (Aach photocopies of the following documents and produce the original copies of these documents for veriﬁcaon) Incase you are not ﬁlling this

form in the presence of an Axis Bank oﬃcial, please provide duly aested/notarised copies of the documents

Indian Address Proof

ID No.

Issuing Authority

Place of Issue

Overseas Address Proof

Identy Proof

Debit card (Only for Non Insta)

Savings Account Usage Type

Current Account Usage Type

(Character limit is 18 including spaces)

NRO Domesc Chip Card (usable in India Only)

NRE Internaonal Chip Card (usable in India And Internaonally)

Default

Image Card: Code

Name on Card

Upsell Cards:

Upsell Card shall be issued to NRE schemes only ^ Can be issued to schemes below Priority

• The usage category selected will be applicable for issuing cards to joint holders, if applicable. • An ATM card will be issued for Minors below 10 years of age in the name of the

Guardian {Separate Applicaon to be ﬁlled}. If the Minor is above 10 years of age and operang the account in his/her own capacity, the Minor qualiﬁes for a Debit Card

{Separate Minor DCAF to be ﬁlled}

Customers applying for Online Rewards Debit Card need to register their mobile number and email ID with the Bank to be eligible to receive the welcome voucher (subject to terms and

condions). The personal informaon of Customer shall not be disclosed to any third party except as described herein. Third party disclosures may include sharing such informaon with

non-aﬃliated companies that perform support services including insurance for your card or facilitate your transacon with Axis Bank, including those that provide professional, legal or

accounng advice to Axis Bank. Non-aﬃliated companies that assist Axis Bank in providing services to customer are required to maintain the conﬁdenality of such informaon to the

extent they receive it and to use personal informaon of Customer only in the course of providing such services. Axis Bank may at any me disconnue/alter/modify the oﬀered channel

facilies at its sole discreon.

Speed banking facility acvated

Account Statement Opons

Cheque book facility

Mobile Banking Internet Banking view facility Internet Banking view & fund transfer

Phone Banking

Physical Copy

(Tick here to receive printed statements only)

Value Added Alerts (SMS & Email)

E-Statement standard opon if email provided

(Physical statement will not be sent)

For Terms and Condions, and product speciﬁc oﬀerings and schedule of charges, please refer to www.axisbank.com

I do hereby solemnly declare that the informaon provided above is up to date and correct and I hereby submit my recent photograph and self-aested photocopy of the KYC documents.

Declaraon & Signature

Leer of Authority

(to be signed, if customer desires to give leer of authority to a third party for operang the account)

Power of Authority (to be signed, if customer desires to give Power of aorney to a third party for operang the account)

I/We hereby authorize the LOA holder. 1) a) To draw cheque on the account for local payments. b) To use the Debit Card issued in respect of the menoned account. c) To deposit the cheques

eligible to be deposited in the NRE/NRO account on behalf of the account holder(s) as permitted by RBI regulaons. d) To make NRE/NRO ﬁxed deposits from balances available in the account in

account holder (s) names under the same customer ID and renew such deposits for such periods as may be given in wring by the mandate holder. e) to operate the account to facilitate making

investments in India, applicable wherein the account holder(s) or a bank designated by the account holder(s) is eligible to make investments in India. 2) I/We authorize Axis Bank Ltd. to issue an Axis

Bank Debit card and a cheque book to the LOA holder. I/We and the LOA holder acknowledge that the issue and usage of the card is governed by the terms and condions as in force me to me

and agree to be bound by the same. I/We and the LOA holder acknowledge that it is my/our responsibility to obtain a copy of the terms and condion and read the same. I/We and the LOA holder

accept that the terms and condions are liable to be amended by Axis Bank ltd. from me to me. I/We further uncondionally and irrevocably authorize Axis Bank Ltd. to debit my/our account

annually with an amount equivalent to the fee and charges for use of the said Debit card if any. 3) I/We declare that as per Exchange Control guidelines issued by RBI a) The LOA holder can exercise

the authority conferred by this letter to withdraw for local payments only, and make investment in India where I/We hold general permission or have obtained speciﬁc permission from RBI. b) The

LOA holder facility permits the LOA holder to remit funds in foreign currency to the account holder(s). 4) I/We hereby undertake that I/We and our/my LOA holder shall comply with the provision

of the Exchange Control Guidelines issued by the RBI and the Foreign Exchange Management Act, 1999 and all regulaons thereof, including the Foreign Exchange Management (Deposit).

Regulaons, 2000. I/We hereby undertake that I/We have made known to the LOA holder the speciﬁc uses of the Debit Card as per the said regulaons and guidelines. I/We hereby undertake to

indemnify Axis Bank against any loss, damage, claim, acon, proceedings, cost, charges and expenses (including reasonable attorney fees) that may be suﬀered or incurred by Axis Bank on

account of any acvity undertaken or any act or omission or negligence or misconduct or fraud by the LOA holder by the use of Debit Card.

I agree that as a Letter of Authority holder, I shall not repatriate funds held in the NRO account outside India, other than to the Non Resident Individual account holder through the normal banking

channels nor make payments by way of gift to the resident Indian on behalf of the non-resident account holder or transfer the funds from the non-resident Indian account holders NRO account to

another NRO account.

I hereby agree to rafy and conﬁrm all and whatsoever this letter of authority holder shall lawfully do or cause to be done in the premises by virtue of this letter of authority, and hold the bank

indemniﬁed from all such transacons. This authority shall connue to be in force unl I/We revoke it by a noce in wring delivered to you.

I agree that as the Power of Aorney holder, I shall NOT repatriate funds held in the NRO account outside India, other than to the Non Resident individual account holder through

normal banking channels, NOR make payment by way of gi to a Resident Indian on behalf of the Non- Resident account holder OR transfer funds from the Non Resident Indian

account holder's NRO account to another NRO account I hereby agree to rafy and conﬁrm all and whatsoever this power of Aorey holder shall lawfully do or cause to be done in

the premises, and hold the bank indemniﬁed from all such transacons This authority shall connue to be in force unl I/We revoke it by a noce in wring delivered to you

Self Cerﬁed

True Copies

Notary

Driving Licence Expiry Date

Documents Received

Passport Expiry Date

*Date of declaraon

*Place of declaraon

Signature of Third Applicant

*KYC Veriﬁcaon done By Emp Code

Upsell Debit card charges (Issuance/Annual)+ GST-Delight Card-1500/999, Online Rewards-500/500; Value plus-750/750

Online Rewards^ Value +^Delight Card

Signature of Joint Applicant

Signature of Applicant

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Customer Consent Noce (to be mandatorily signed)

Why are we seeking your consent

We require your consent for certain processing of your personal data, in line with our internal procedures and with applicable data protecon laws such as the EU General Data

Protecon Regulaon 2016/679 ("GDPR"). This is for the following reasoms:

• We need to process certain informaon about you that is considered 'special categories of personal data' or informaon about criminal oﬀences and convicons (together

sensive personal data) and is highly protected under the GDPR. We need this informaon for the purpose of NRI account opening applicaon.

• We may wish to use exclusively automated processing techniques to make decisions about you, for example your suitability for a loan, or to create a customer proﬁle that will

help us assess the risks associated with any products or services you apply for and you have a right under the GDPR to object to us using these automated processing pracces

• we would like to send you markeng communicaons by email, SMS or phone to let know about our products and services, and any promoons or special oﬀers we are runnin.

What types of data will you process?

We need to use a range of your personal data in order to comply with our legal requirements and to provide our products and services. Below we set out the types of data for each of

the acvies we ask your consent for:

Processing of sensive personal data

We wish to use racial or ethnic origin, religious or philosophical beliefs, biometric data for ID purposes, Demographic details

Automated processing

For automated decision making, we wish to use Demographic Details, Employment Details, Income Data, and Residenal status

For proﬁlling acvies, we wish to use Demographic Details, Employment Details, Income Data, and Residenal status

Direct markeng

In order to provide you with markeng communicaons relang to our products or services we think you might be interested in, we wish to use your email address, name and mobile

Number.

What happens if you refuse to provide consent?

If you do not provide your consent, we will not use your personal data for the acvies listed above.

Where you refuse to provide consent for us to use your sensive personal data, we may be unable to provide you with the services you have requested from us.

Where you refuse to provide consent for us to use automated processing to make decisions about your suitability for our products, we will ensure that decisions are reviewed by

members of staﬀ in the relevant Axis banking team.

Where you do not want us to use automated processing for proﬁling purposes, we will not do so. This may aﬀect any risk assessments we make in respect of any products or services

you have applied for, and may impact on our ability to suggest the most appropriate Axis product for you.

Where you do not consent to receiving markeng communicaons from us, we will not add you to any of our markeng lists and you will not receive any such communicaons.

What happens if you change your mind about consent?

You are free to withdraw your consent at any me. If you would like to do this, please visit [www.axisbank.com/support] and we will ensure that we no longer process your personal

data in this manner.

For any grievances please reach out to us at www.axisbank.com/contact-us/grievance-redressal. Where you receive markeng emails from us, we always include an

unsubscribe link to enable you to withdraw your consent. This is the easiest way of withdrawing consent for markeng messages, however you may also use the link above.

Where can you ﬁnd more informaon about our processing of your personal data?

You can ﬁnd out more about how we process your personal data, including the types of personal data we process and who we share it with, by reading our Customer Privacy Noce,

available online at www.axisbank.com

Addional Declaraon

Consent

If you are happy to provide your consent, please ck the appropriate boxes below: I consent to the processing of my sensive personal data for the purposes of:

• Developing and carry out sourcing acvies through online account opening channels;

• Developing, markeng, and communicang their products and services to me;

• Data analycs on my personal data to understand usage of products and services and creang opportunies to oﬀer beer products and services;

• Processing data as the Bank's Cookie Policy over Axis Bank's digital channels relang to behavioural paern and develop relevant products.

I consent to Axis Bank and/or its aﬃliates/subsidiaries/ to send markeng communicaons in respect of its various products and services from me to me by:

• Email

• SMS text messages

• Telephone

Landmark

I am a tax resident of India and not resident of any other country OR I am a tax resident of the country/ies menoned in the table below:

Please indicate the country/ies in which the enty is a resident for tax purposes and the associated Tax ID Number below:

*City of Birth

Country#

Tax Idenﬁcaon

Number

Idenﬁcaon Type

(TIN or Other, please specify)

Communicaon Address Permanant Address

State________________________ Country________________________

Please note the address below

Address For Tax Purpose

*Country of Birth

Address Type for Tax Purpose-

Residenal Business Registered Oﬃce

#To also include USA, where the individual is a cizen/green card holder of USA. In case Tax Idenﬁcaon Number is not available, kindly provide funconal equivalent FATCA-CRS

Cerﬁcaon: I have understood the informaon requirements of this Form (read along with the FATCA/CRS Instrucon and Terms & Condions) and hereby conﬁrm that the informaon

provided by me/us on this Form is true, correct and complete and hereby accept the same.

FATCA-CRS Declaraon Please ck the applicable tax resident declaraon (Any one) (MANDATORY)

Y N

Signature of Joint Applicant

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

FORM 60

I,_____________________________________________________________________do hereby declare that what is stated above is true to the best of my knowledge and belief. I further declare

that I do not have a Permanent Account Number and my/our esmated total income (including income of spouse, minor child etc. as per secon 64 of Income-tax Act, 1961)

computed in accordance with the provisions of Income-tax Act, 1961 for the ﬁnancial year in which the above transacon is held will be less than maximum amount not

chargeable to tax. Veriﬁed today, the...........................................................day of.....................................20_____________________

Form for declaraton to be ﬁlled by an individual or a person (not being a company or ﬁrm) who does not have a permanent account number and who enters

into any transacon speciﬁed in rule 114B

If applied for PAN and it is not yet generated enter date of applicaon and acknowledgement number

If PAN not applied, ﬁll esmated total income (including income of spouse, minor child etc. as per

secon 64 of Income-tax Act, 1961) for the ﬁnancial year in which the above transacon is held

a Agricultural income (Rs.)

b Other than Agricultural income (Rs.)

Veriﬁcaon

Date___________________________, Place___________________________

PIO (Person of Indian Origin) / OCI (Overseas Cizen of India) Declaraon

Signature Mismatch Declaraon (in case of major mismatch customer needs to submit an aﬃdavit)

The signature on the Passport/Exisng Account is diﬀerent from my signature on the Account Opening Form. Please consider the signature on the Account Opening Form as my

updated signature in your Bank records.

I am Providing:

Government Issued Photo ID Proof Carrying my Current Signature

A self Signed personailzed Cheque from my exisng NRE/NRO Account

Notarized Aﬃdavit Conﬁrming the Current Signature

I agree to indemnify and keep indemniﬁed the Bank at all mes from and against all costs, charges, damages, penales (including aorney fees) suﬀered and/or incurred by for any act

done or omied to be done on account of the above declaraon.

Old signature As per

documents/Exisng

Customer ID

New signature

as per account

opening form

I hereby declare that I am a person of Indian origin and I sasfy one of the following condions. (Please select from the below menoned choices as applicable to you)

I held an Indian Passport My father/mother/grandfather/grandmother is/was a cizen of India. I am the spouse of an Indian cizen. I am the spouse of a PIO/OCI.

I hold PIO/OCI card I belonged to a territory that became part of India aer the 15th day of August, 1947 I am aaching herewith, supporng documents to sasfy the

above declaraon

Rules & Regula (Customer Copy)

Nominaon acknowledgement

Acknowledgement (to be ﬁlled by Branch)

Applicaon form acknowledgement

I have received Applicaon no.

for opening an account with Axis Bank Branch

Name of Bank Oﬃcial

Mobile no.

from

Signature of Bank Oﬃcial

I. We acknowledge receipt of nominaon made by you in favour of:

Name of nominee

no.

Age:

year with respect to your applicaon

II. No nominee for the account since nominaon facility not availed by the account holder.

According to RBI’s nominaon guidelines, it is necessary to register a nominee on account opened under a single name. Appoinng a nominee is beneﬁcial for the following reasons:

1. If the account holder dies, the bank will easily pass on the funds in the account to the nominee

2. Hassle-free formalies for the nominee while claiming beneﬁts

Signature of Bank Oﬃcial

Date

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

I/We have read and understood the Terms and Condions relang to various services and understand that any changes to the Terms & Condions will be available on the website www.axisbank.com only. I/We have speciﬁcally requested

above, from AXIS BANK Ltd. I/We accept and agree to be bound by the said terms and condions including those liming / excluding the Bank's liability. I/We understand that the Bank may at its absolute discreon disconnue any of the

services completely or parally with prior noce to me/us. I/We conﬁrm that I/We am/ are the sole account holder(s) or have the required mandate to operate all the respecve accounts linked to these services.

I/We authorize the bank to send Correspondence/ Documents/ Statement of Accounts/ Deliverables through courier/postal service at its discreon and such courier/postal service shall be deemed as my agent.

FOR NON-RESIDENT ACCOUNTS: I/We hereby declare that I/We am/are non-resident Indian(s)/ Person(s) of Indian origin. I/We understand that the above account will be opened on the basis of the statements/declaraons made by

me/us, and I/We also agree that if any of the statements/declaraons made herein is found to be incorrect in material parculars, you are not bound to pay any Interest on the deposit made by me/us. The account will be put into use for

bonaﬁde transacons not involving any violaons of the provisions of any Government/Exchange Control Regulaon. I/We agree that no claim will be made by me/us for any Interest on the deposit/s for any period aer dote/s of maturity

of the deposit/s. I/We agree to abide by the provisions of the Foreign Currency (Non Resident) Account Scheme, Non Resident (External) Account Scheme, Non-Resident (Ordinary) Account Scheme as the case may be. An account of an

individual of Pakistani naonality / ownership can be opened only with the prior approval of RBI. I/We hereby undertake to inmate you about my/our return to India for permanent residence, immediately on arrival. I/we agree that the

premature withdrawal is permied at my/our request. The payment of interest on the deposit may be allowed in accordance with the prevailing spulaons laid down by the Reserve Bank of India in this regard. I/We shall not make available

to any person resident in India, foreign currency against reimbursement in Rupees or any other manner in India. I/We would conﬁrm that all debits to my/our accounts for the purpose of investment in India and credits represenng sale

proceeds of investments in India are covered either by general or special permission of the Reserve Bank of India as per FEMA Regulaons, 2016 Noﬁcaon No. FEMA 5(R)/2016-RB. I/We undertake to inform AXIS BANK regarding change

in my/our residence/employment and provide further informaon that AXIS BANK may require from me to me. As per Reserve Bank of India circular No. RBI/2015-16/390 A.P. (DIR Series) Circular No. 67/2015-16 [(1)/5(R)] An NRO

account can be opened jointly with residents on ‘former or survivor’ basis. An NRE account can be opened jointly with resident relave(s) on “former or survivor” basis. As

per Reserve Bank of India Circular No. RBI/FED/2015-16/9 FED Master Direcon No. 14/2015-16 during the life me of the NRI/PIO account holder, the resident relave can operate the account only as a Power of Aorney holder.

FOR FOREIGN NATIONAL OF NON-INDIAN ORIGIN: I/We hereby declare that I/We am/are Foreign Naonal/s of non-Indian origin. I/We understand that the above account will be opened on the basis of the statements/

declaraons made by me/us, and I/We also agree that if any of the statements/declaraons made herein is found to be incorrect in material parculars, you are not bound to pay any Interest on the deposit made by me/us. The account will

be put into use for bonaﬁde transacons not involving any violaons of the provisions of any Government/Exchange Control Regulaon. I/We agree that no claim will be made by me/us for any Interest on the deposit/s for any period aer

date/s of maturity of the deposit/s. I/We hereby undertake to inmate you about my/our permanent departure from India prior to leaving the country. I/We agree that the premature withdrawal is permied at my/our request. The payment

of interest on the deposit may be allowed in accordance with the prevailing spulaons laid down by the Reserve Bank of India in this regard. I/We shall not make available to any person resident in India, foreign currency against reimburse-

ment in Rupees or any other manner in India. I/We would conﬁrm that all debits to my/our accounts for the purpose of investment in India and credits represenng sole proceeds of investments in India are covered either by general or

special permission of the Reserve Bank of India. I/We undertake to inform AXIS BANK regarding change in my/our residence/employment and provide further informaon that AXIS BANK may require from me to me. NRO Savings

account opened for Foreign Naonals of Non-Indian Origin vising India for short duraon (Temporary visit to India) will be valid only for 6 months from the date of account opening or the expiry date of the visa, whichever is earlier. These

accounts are liable to be closed on compleon of 6 months from the date of account opening or expiry of visa, whichever is earlier. Foreign Naonals coming to India may open and maintain Indian Rupee accounts/Non-resident ordinary

accounts in India, as applicable. Considering that the operaons in these accounts are closely regulated, these have to be monitored regularly. Foreign diplomac and/ or consular oﬃcers or oﬃcials assigned to India and their spouses and

children are exempt from registraon on a reciprocal basis. However, this exempon is not available to the members of the staﬀ of the missions of the Arab Republic of Egypt and Syrian Arab Republic.

FOR DEBIT CARD: I/We undertake that the usage of the Debit Card will be in accordance with the Exchange Control Regulaon and in the event of any failure, I/We will be liable for acon under the Foreign Exchange Management Act

1999 and the amendments thereof, spulated by the Reserve Bank of India. I/We accept full responsibility for my/our Debit Card and agree not to make any claims against AXIS BANK, in respect thereto. Guidelines for issue of debit cards

DBOD.No.FSD.BC.66/24.01.019/2012-13 December 12, 2012. For Internaonal Debit Cards – Guidelines on FEMA (FEMA 14R/2016-RB dated May 02, 2016) act as laid down.

FOR INTERNET BANKING: I/We acknowledge that the issue, usage if Axis Bank Internet Banking facility is governed by terms & condions in force from me to me as set forth on www.axisbank.com and agree to abide by the same. I/We

am/are aware that Axis Bank Ltd. does not seek any informaon relang to Login ID/Password in any form including emails from its customers. I/We further agree and conﬁrm that Axis Bank shall not be liable for any losses arising from

my/our sharing/disclosing of login ID, passwords, cards, card numbers or PIN (Personal Idenﬁcaon Number) to anyone, nor shall make claims on the bank for any unauthorized use.

FOR JOINT ACCOUNTS: The Bank may, on receipt of a wrien applicaon from Either or Survivor of us/ Anyone of Survivors of us/ the Former/ the Laer of us, grant a loan/advance against the security of FD to be issued to us or make

Prepayment or part payment of the proceeds of the said deposit to any one of us. Joint accounts can be opened by two or more NRIs and/or PIOs or by an NRI/PIO with a resident relave(s) on ‘former or survivor’ basis.

FOR JOINT MODE OF OPERATION: In consideraon of the Bank providing us with all the above menoned facilies of banking, at our request, we hereby agree and conﬁrm that notwithstanding what is stated in the account operang

mandate given by us for manual operaons of the said account, we hereby authorize Shri/Smt one of the joint account holders and/or one of the person who is duly authorized to operate the said account jointly in terms of the earlier mandate

to operate the above facilies. The said person shall have full authority to operate the said Bank account solely for Internet Banking, Mobile Recharge and Bill Payments Facility. We further conﬁrm that all or any operaons of the said banking

accounts by the said person in terms of the above shall be binding on us and be deemed to have been carried out in terms of our mandate given for operang the account manually. It is further clariﬁed that the above instrucons shall be

valid only for the purpose of availing Internet Banking, Mobile Recharge, Bill Payments facilies and except for the exisng mandate i.e. joint operaon shall be applicable. As per Reserve Bank of India Circular No.RBI/FED/2015-16/9 FED

Master Direcon No. 14/2015-16 Joint accounts can be opened by two or more NRIs and/or PIOs or by an NRI/PIO with a resident relave(s) on ‘former or survivor’ basis. However, during the life me of the NRI/PIO account holder, the

resident relave can operate the account only as a Power of Aorney holder. I further undertake that any violaon under Para 7 of Schedule 1 of FEMA Noﬁcaon No. 5(R) – Deposit regulaons as amended from me to me will constute

as a default on my part and Axis bank will not be responsible for any loss arising due to non-inmaon of the same.

Savings Bank - Most Important Terms & Condions

1) The Savings Bank Account should be used to route transacons of only non-business/non-commercial nature. In the event of occurrence of such transacons or any such transacons that may be construed as dubious or undesirable, the

Bank reserves the right to unilaterally freeze operaons in such accounts and/or close the accounts. With eﬀect from 01.04.2010, interest shall be paid on daily product method on quarterly basis. 2) The balances in the account must adhere

to the minimum Monthly/Quarterly Average Balance (MAB/QAB) spulaon laid down by the Bank and communicated to you at the me of opening of the account and any change therein as may be advised to you. Non-maintenance of

this MAB/QAB will aract applicable penalty as per the Schedule of Charges. In such on event the Bank shall have the ﬁrst right to set oﬀ any available credit that may be available in the account including from amounts ﬂowing into the said

account from the collecon proceeds or any deposits. Therefore it is advised in such an event the customer should fund the account adequately to avoid such a situaon. 3) If there are no transacons induced by me in the account for a

period of 2 years or more, the account automacally gets classiﬁed as an 'Inoperave account'. A request for account acvaon has to be made in such a case. 4) Account Closure: I/We authorize the Bank to close my/our account with

priorinmaon to me/us in case of a. balance in the account remains zero for 3 months or more; b. high occurrences of dishonored payments from my/our account; c. no customer induced transacons for 6 months or more. 5) Transacons:

Any instrucons to Axis Bank regarding the account, both of a ﬁnancial/non-ﬁnancial in nature (e.g. Issuance of Cheque Book/Card, ﬁnancial transacons, updaon of personal details etc) will be provided by me through the authorized

channels only, which will be speciﬁed by the bank, based on regulatory guidelines prevailing at that me. Axis Bank is not expected to act on instrucons that do not come in through the authorized channels, but reserves the right to act

upon its discreon to provide such facilies under extraordinary circumstances. 6) The Savings Bank Account entles free access to AXIS BANK ATMs, Internet Banking and Telebanking unless otherwise stated. 7) Availing of the Anywhere

Banking facility and the At Par Cheque facility is conngent upon the limits and service charges spulated for these facilies. 8) Any change of address should be immediately communicated in wring to the Bank along with Address Proof.

9) By availing of e-statement facility, Account Holder(s) agree to be bound by all the Terms and Condions that may be speciﬁed by the Bank at the me of availing such facility and such other condions as speciﬁed by the Bank from me

to me. 10) As per circular No. RBI/2017-18/15 DBR.No.Leg.BC.78/09.07.005/2017-18 The banks may not oﬀer facility of electronic transacons, other than ATM cash withdrawals, to customers who do not provide mobile numbers to

the bank. 11) Channel Facilies: All channel facilies provided by Axis Bank including Debit Cards, ATM Cards, ATMs, Internet Banking etc. are subject to speciﬁc guidelines that are provided on www.axisbank.com and as per the T&Cs

overleaf. Axis Bank is not liable for fraud in the event that I disclosed sensive informaon such as passwords, PINs, IDs to anybody. I also undertake to inform the Bank immediately in case of loss of cheque leaf/leaves, Credit/Debit Card(s)

linked to my account. E-Statement: The Bank shall at its own discreon at any me may disconnue/alter/modify facility at terms and condions as speciﬁed therein at sole discreon of the Bank. 12) Personal Informaon: a. Any updaon

of my/our details including personal informaon, change of address etc. will be provided by me/us to the Bank along with documents of proof within 2 weeks. I/We agree to indemnify Axis Bank for any fraud, loss or damage due to my/our

providing wrong informaon or not updang the informaon that may occur to me/us and to Axis Bank and based on which the Bank may act as true and correct. b. All informaon provided by me/us of any nature (including personal &

sensive informaon) will be used in the provision of services or facilies, facilitaon of transacons, providing informaon and updates (including value added services), research and analysis, credit scoring, veriﬁcaon, parcipang in

telecommunicaon or electronic clearing network as may be required by law/customary pracce by the bank c. All informaon provided by me/us of any nature (including personal & sensive informaon) can be stored with agencies /service

providers who have an agreement with Axis Bank for business purpose and on need to know basis. Axis Bank shall always strive to comply with the rules and regulaons as applicable from me to me on this context in accordance with the

Banks Privacy policy. If I/We intend to revoke my/our consent to the sharing of the data, the products /services available to me/us, pursuant to the consent provided earlier, shall no longer be available to me, and I shall be required to iniate

closure of such products/services. 13) lnsta Ne Declaraon: "I have approached Axis Bank for opening a Savings/Current account. I understand that the account should be operated by me only aer it has been acvated. I further undertake

that any violaon of this will constute as a default on my part & the Bank reserves the right to close the said account forthwith on the happening of such a default without assigning any reason whatsoever. I am aware that delivery and/or

receipt of the Welcome Kit cannot be construed to mean that Axis Bank has opened or agreed to open the account. Axis Bank Ltd. At its sole discreon can either call for further documents or reject the applicaon for any reason whatsoever.

In case of rejecon, I am aware that the Welcome Kit & the Leer shall be construed as withdrawn and I undertake to return the some to the Bank forthwith". I am aware that the products and services of the Bank shall be provided subject

to the applicable rules and regulaons. I have received a copy of the Rules and Regulaons and an acknowledgment from the Bank for Applicaon and Nominaon Form submied. 14) Fees & Charges: Fees & Charges will be applicable to

my account and for other services availed by me, as described in the Most Important Document / Schedule of Charges and on the website www.axisbank.com. GST and other statutory imposts as applicable from me to me will be levied

on all fees. Interest Payment: Axis Bank pays interest quarterly on daily balance basis in your Savings Account as per the rate applicable for the scheme code. Change in Fees & Charges, Services, and Interest Rate: Any change/disconnuaon

of Fees & Charges, Services will be inmated to me at least 30 days in advance through leer/SMS/website/email or other means. All relevant policies including Code of Commitments to Customers and Grievance Reddresal policy are

available at the Branches. Deposit Insurance and Credit Guarantee Corporaon (DICGC) insurance cover is applicable in all Bank's deposits, such as savings, current, ﬁxed, recurring, etc. upto a maximum amount of Rs. 5 lakh including principal

& interest both. TDS Rates for NRE/NRO deposits - Interest earned on Non Resident External (NRE) accounts and Foreign Currency Non Resident (FCNR) accounts are tax free in India. Hence, there would be no TDS. However, interest

earned on the Non Resident Ordinary Account (NRO) is taxable and TDS rates will be applicable from me to me as per the Income Tax Act, 1961 and Income Tax rules. There is no basic exempon limit.15)Transacons in accounts cannot

be made for the purpose of investment in prohibited sectors / persons by a person resident outside India. 16) Citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal, Bhutan, Macau, Hong Kong and Democratic People’s

Republic of Korea cannot, without prior permission of the Reserve Bank, acquire or transfer immovable property in India, other than on lease, not exceeding five years. Citizen of Pakistan,Bangladesh or Afghanistan belonging to minority

community (Hindu, Christian, Sikh, Parsi, Buddhist, Jain) in that country and residing in India who has been granted an LTV by the Central government can purchase only one residential immovable property in India as dwelling unit for

self-occupation and only one immovable property for carrying out self-employment. 17) A person resident in India who is on a visit to a foreign country may open a foreign currency account with a bank outside India during his stay. The

balance in the account should be repatriated to India on return of the account holder to India. 18) I/We hereby authorize the bank to share my personal KYC documents which are in foreign language to its third-party service provider who

shall send it further to their sub-contractors for the purpose of translation thereof in English language. I/We understand and agree that the translation process is required to be conducted by the bank in order to ascertain the details and

validity mentioned in my personal KYC documents in foreign language which is a part of the KYC updation for the purpose of Account Opening/Re-KYC Updation/ or for any service request processing. While the bank and its service

providers will ensure that the documents are handled/shared safely, the bank will not be held liable in case of any misapplication of these documents.

FATCA-CRS Terms & Condions: The Central Board of Direct Taxes has noﬁed on 7th August 2015 Rules 114F to 114H, as part of the Income Tax Rules, 1962, which Rules require Indian ﬁnancial instuons such as the Bank to seek

addional personal, tax and beneﬁcial owner informaon and certain cerﬁcaons and documentaon from all our account holders. In relevant cases, informaon will have to be reported to tax authories/appointed agencies/withholding

agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relaon thereto. Should there be any change in any informaon provided by you, please ensure you advise us promptly, i.e. within 30 days. If

you have any quesons about your tax residency, please contact your tax advisor. If you are a US cizen or resident or greencard holder, please include United States in the foreign country informaon ﬁeld along with your 'US Tax Idenﬁca-

on Number'. It is mandatory to supply TIN or a funconal equivalent if the country in which you are tax resident issues such as idenﬁers. If no TIN is yet available or has not yet been issued, please provide an explanaon and aach to this

form.

CKYC Declaraon

• I hereby declare that the details furnished above are true and correct to the best of my/our knowledge and belief and I undertake to inform you of any changes therein, immediately. In case any of the above informaon is found

to be false or untrue or misleading or misrepresenng, I/We am/are aware that I/we may be held liable for it. • My personal / kyc details may be shared with Central KYC Registry • I hereby consent to receiving informaon from

Central KYC Registry through SMS/Email on the above registered number/email address

Terms & Condion for Usage of Channel Facilies

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Debit Card: The usage of the Debit card will be in accordance with the Exchange Control Regulaon and in the event of any failure, the card holder will be liable for acon under the Foreign Exchange Management Act

1999 and the amendments there of spulated by the Reserve Bank of India. The usage of the Debit card will be governed by the Terms & Condions speciﬁed from me to me as decided by the Bank. The cardholder

needs to accept full responsibility for the Debit card and agree not to make any claim against Axis Bank, in respect thereto. In case of more than two cards, please use on addional applicaon form, charges applicable.

Please visit www.axisbank.com to know about your debit card variant and charges. "The property that is situated in the communicaon address registered with the Bank Shall only considered for coverage under the Fire

& Burglary insurance. For updang the communicaon address the customer needs to apply for the same with the Bank with relevant address proof. The insurance shall be subject to the terms and condions as prescribed

by the insurance company from me to me. **Debit Card is provided only for accounts where Mode of Operaon is Self/Either or Survivor/Anyone or Survivor. For mode of operaon - "All Jointly" debit cards will not be

issued. The nominee of the account will be considered for nominaon of debit cards also. The debit card by default will have the contactless opon, however, basis your preference, the same can be enabled / disabled

through various channels like Mobile App, Internet Banking, Call Centre or Axis Bank Branches. The contactless opon is not applicable to Rupay Debit cards. Your card comes acvated with facility of using at domesc

contact based ATMs and POS merchant outlets within India only. The card not present (domesc and internaonal) and card present (internaonal ) transacons on your card can be enabled/disabled through various

channels like Mobile App, Internet Banking, Call Centre or Axis Bank Branches . The usage opons opted will have default limits set at the bin level and can be changed. The default limits will be a discreon of the bank or

guidelines and are subject to change. The limits for Online, POS, and Contactless will be a cumulave limit and not an individual limit.

Axis Bank Internet Banking: The account holder on usage of the Axis Bank Internet banking facility will be bound by the terms and condions in force from me to me as set forth on the website www.axisbank.com. It

is the duty of the account holder to protect and keep the User Id and password protected, safe and secured. The account holder shall be fully responsible for any of the linked accounts geng debited based on the

instrucons given through the Axis Bank Internet Banking Used ID and password.

Limited Liability of a Customer -

a. I/We shall be liable for the enre loss occurring due to unauthorised transacons in cases where the loss is due to my/our negligence such as where I/we have shared the payment credenals, unl I/we report the

unauthorised transacon to the bank. Any loss occurring aer the reporng of the unauthorised transacon shall be borne by the bank.

b. In cases where the responsibility for the unauthorised electronic banking transacon lies neither with the bank nor with me/us, and lies elsewhere in the system and when there is a delay (of four to seven working days

aer receiving the communicaon from the bank) on the part of the customer in nofying the bank of such a transacon, the per transacon liability for me/us shall be limited to the transacon value or the amount

menoned as Maximum Liability of a Customer deﬁned under respecve guideline, whichever is lower. The Policy details are available at the website and Branches. The fees, dues or other charges associated with these

services will be as applicable and compensaon based on Bank’s compensaon policy. All the linked accounts (including any new account that may be opened) will be covered under the Funds Transfer facility as per rules

in force from me to me.

Mobile Banking: The account holders are responsible for the correctness of the Mobile Number provided for registraon in the form. Transaconal Alerts and One-Time Passwords will be sent on this registered mobile

number. In the event of customer availing addional transaconal facility through diﬀerent channels viz. Mobile/SMS/USSD etc., the account holder shall be fully responsible for the account being debited on instrucon

from the registered mobile Number/s directly or indirectly. All mobile banking transacons involving debit to the account shall be permied only by validaon through a two factor authencaon. The fees, dues or other

charges associated with these services will be as applicable. In case of mistake on part of the account holder or that of the mobile service provider in respect of these services, the Bank will not be responsible and the account

holder agrees that no claim will be made against the Bank. The Bank shall at its own discreon at any me may disconnue/alter/modify the facility and the terms and condions as speciﬁed herein and the same shall be

updated from me to me at www.axisbank.com. Further this facility shall subject to the terms and condions governing mobile banking of Axis Bank as displayed on the website of Axis Bank. As in an Internet banking

scenario, in the mobile banking scenario too, there is very limited or no stop payment privileges for mobile banking transacons since it becomes impossible for the banks to stop payment in spite of receipt of stop payment

instrucon as the transacons are completely instantaneous and are incapable of being reversed.

E-statement: The E-statement provided is an oponal facility provided to the account holders and not a compulsion by the Bank for availing such a facility (DBOD.COMP.BC.No.130/ 07.03.23/ 2000-01 - Internet Banking

in India – Guidelines. On agreeing to subscribe through the E-statement, Account Holder(s) agree to be bound by all the Terms and Condions that may be speciﬁed by the Bank at the me availing such facility and such

other condions as speciﬁed by the Bank from me to me. On agreeing to avail the facility of E-statements, Account Holder(s) agree, and understand that the Bank shall disconnue the physical statements being sent to

the

Account Holder(s): The liability of the bank would be limited to the applicable policy. In case of Joint Account Holders, the Joint Account Holders shall not hold liable the Bank for receiving the E statement to the Designated

email address of one of the Account Holder. The Account Holder(s) shall at all mes be responsible for updang the details with the Bank from me to me to receive this service uninterrupted of the Bank. Account Holder

shall not hold Axis Bank responsible if they do not receive Statements due to incorrect Email address and technical reasons beyond the control of the Bank. The Account Holder conﬁrm to have read and understood the

Terms & Condions pertaining to usage of this Channel Facility. The Bank shall of its own discreon at any me may disconnue/alter/modify the facility at the terms and condions as speciﬁed therein at the sole discreon

of the Bank.

Telebanking and Phone Banking: It is the responsibility of the account holder to protect and safe-keeping of the Telebanking PIN (TPIN) and any other informaon/details which may be required by the Bank to establish

the identy of the customer through Phone Banking. The bank shall be acng as per the conﬁdenal details provided by the account holder. In such cases, the Bank presumes that informaon has been received from the

genuine customer and provides the services. As far as the Bank is concerned, we solely go by the conﬁdenal TPIN number and/or any other conﬁdenal details and in such cases the bank will not be liable. It is advised

that the account holder is solely liable for conﬁdenality of the TPIN and the customer will not make any claims on the bank if the bank bonaﬁdely acts on the TPIN number and/or any other conﬁdenal details. The

customer is free to change the TPIN number through the IVR system as per extant procedure. The customers are required to cooperate for the safe custody of TPIN number.*

Disclaimer: "I/We hereby request for Axis Bank Internet Banking facility with respect to this account and all the linked accounts (including any new accounts that may be opened). I acknowledge that the issue and usage of

the above services is governed by the term & condions in force from me to me as set forth on the website www.axisbank.com and agree to abide by the same. I/We am/are aware that Axis Bank Ltd does not seek any

informaon relang to login id/Password in any form including through e-mails from its customers. I/We agree and undertake that I/We shall never part with any sensive informaon of my/our account especially

through internet/email/phone medium. I/We further agree and conﬁrm that Axis Bank shall not be liable for any losses arising from my/our sharing/disclosing of login id, password, cards, card numbers or PIN (Personal

Idenﬁcaon Number) to anyone, nor shall make claims on the bank for any unauthorized use. I/We shall take all precauons to protect my/our account details so as to avoid any unauthorized use.

*Exclusively available only on Priority Banking Accounts charges as applicable at the me of issuance.

RemitMoney: Please note that opening an NRI account with Axis Bank Limited (“Axis Bank”) will also auto-register you on the RemitMoney website (www.remitmoney.com) which is an inward remiance facility of Axis

Bank. It will allow you to send money online to any bank account in India. The details that you provide for the NRI account opening (e.g. personal details and KYC documentaon / details etc.) will be pre-added on-to the

RemitMoney portal along with your new NRE/NRO account details, thus enabling a seamless money sending experience to India. We may allow you to edit your pre-added details. Our support team may call you in case

we require any addional informaon from your end.

On opening of your NRI account and the simultaneous opening of Remit Money account, you will be redirected to the Remit Money website where you will be required to reset your Remit Money password. Following that

exercise, you can access RemitMoney with your registered e-mail ID (provided by you for NRI account opening) and set the password and use it for reming money anyme. In order to use Remit Money services, you will

be required to comply with and agree to Remit Money Terms & Condions. For the detailed Terms & Condions, please visit the Remit Money website (hps://www.remitmoney.com/terms And Condions)

RemitMoney is an inward remiance website of Axis Bank for individual non resident Indians who wish to send money to India. This service is currently available for NRIs staying in USA, Canada, UK, Euro land,

Switzerland, Australia, Singapore, UAE and South Africa to send money to NRE/NRO/Savings bank accounts in India. Sending money through RemitMoney is quick, secure and hassle-free at compeve exchange rates.

Debit from NRE Account: I/We hereby declare that debits in the account would be in accordance with Schedule 1 of Foreign Exchange Management (Deposit) Regulaons and Foreign Exchange Management (Borrowing

and Lending) Regulaons, as amended from me to me and related RBI guidelines with regard to debit from NRE accounts.

Debit from NRO Account: I/We hereby declare that debits in the account would be in accordance with Schedule 3 of Foreign Exchange Management (Deposit) Regulaons and Foreign Exchange Management (Borrowing

and Lending) Regulaons, as amended from me to me and related RBI guidelines with regard to debit from NRE accounts.

I/We hereby agree and undertake that any remiance sought to be made out of the balances held in the NRO account would be arising from legimate receivables in India and not by borrowing from any person or a

transfer from any NRO account.

If such is found to be the case, the account holder will render himself/hereself liable for penal acon under FEMA

For NRE / NRO accounts: I/We hereby agree and undertake that I/We shall only acquire immovable property in India in accordance with Foreign Exchange Management (Acquision and Transfer of Immovable Property

in India) Regulaons, as amended from me to me and related RBI guidelines in this regards.

I/We also hereby agree and undertake to lend to a person resident in India, not being a company incorpotated in India, aer sasfying the following terms and condions:

• Borrowing shall be only on a non-repatriaon basis;

• The amount of loan should be received either by inward remiance from outside India or by debit to NRE/NRO/FCNR(B)/NRNR/NRSR account of the lender, maintained with an authorised dealer or an authorised

bank in India;

• Period of loan shall not exceed 3 years;

• Rate of interest on the loan shall not be more than two per cent above Bank Rate prevailing on the date of availment of loan;

• Payment of interest and repayment of principal shall be made only to the NRO account of the lender.

I/We declare that transacon in the account would be in conformity with the provisions and rules as prescribed under FEMA and by the RBI.

I/We also hereby agree and undertake to give such informaon / documents as will reasonably sasfy you about this transacon in terms of the above declaraon.

Declaraon for Foreign Naonal other NRI/PIO/OCI

I/We hereby agree and undertake that I/We shall only acquire immovable property in India in accordance with Foreign Exchange Management (Acquision and Transfer and Transfer of Immovable Property in India)

Regulaons, as amended from me to me and related RBI guidelines in the regard.

Cizen of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal, Bhutan, Macau, Hong Kong or Democrac People's Republic of Korea (DPRK), irrespecve of their residenal status, cannot, without prior

permission of the Reserve Bank, acquire or transfer immovable property in India, other than on lease, not exceeding ﬁve years. This prohibion shall not be applicable to an OCI.

Foreign naonals of non-Indian origin resident in India (except 11 countries listed at (a) above) can acquire immovable property in India.

Foreign naonals of non-Indian origin resident outside Indian can acquire/transfer immovable property in India, on lease not exceeding ﬁve years and can acquire immovable property in India by way of inheritance from a

resident

I/We would conﬁrm that all debits and credits to my/our account in India are covered either by general or special permission of RBI. I/We agree to abide by all applicable laws and regulaons governing the above account

and extant regulaons provided under Foreign Exchange Management Act, 1999 ("FEMA"). The Terms and Condions are as per current regulatory environment, the same are bound to change without prior noce as per

changes in the regulatory framework.

NRI Savings & Current Account Opening Form/October 2021/Ver-1.2

Documents Required for Opening an Account

Address Proof

1. In case of an NRI (Non Resident Indian)

a. Photocopy of the relevant pages of current passport where name, date of birth, date & place of

issue, expiry date, photograph & signature appear.

b. Photocopy of valid work permit / employment visa (in case of expired visas, duly acknowledged

peons made to the Visa Authories for renewal of visas will be accepted as a valid document.)

2. In case you are a PIO (Person of Indian Origin)

a. Photocopy of the relevant pages of current passport

b. Copy of PIO card or proof of PIO and declaraon for PIO as given in this Relaonship Form.

c. Overseas address proof

3. In case of Mariner:

a. Photocopy of the relevant pages of current passport

b. Valid copy of CDC (Connuous Discharge Cerﬁcate)

c. Latest Contract Leer (if, customer is not a permanent employee)

4. In case of Foreign Naonal Students

a. Photocopy of the relevant pages of current passport

b. Photocopy of valid Indian visa

c. University/College admission leer

Acceptable Indian Address Proof

• Passport (valid as on date) Permanent Driving License, which is valid with the photograph aﬃxed

thereon. • Voter's Identy Card (Elecon Card) • Job Card issued by NREGA duly signed by an oﬃcer of

the State Government • Leer / Card issued by the Unique Idenﬁcaon Authority of India (UIDAI)

containing details of name, photograph, address and Aadhaar number. Accordingly , either the physical

Aadhaar card/leer issued by UIDAI received through post or the Aadhaar number validated through the

e-KYC process is acceptable as an oﬃcially valid KYC document for onboarding the customer and for re-

KYC purpose.

Acceptable Overseas Address Proof

•Passport -Bank statement (not more than 3 months old from the date of applicaon) of Overseas or

India based bank. • Valid Permanent Overseas Driving License • Credit Card statement (not more than 3

months old) •Company ID Card indicang the address Cerﬁcate from Indian Diplomac Mission stang

the

contact address • Government ID card ISSN / Green Card / PIO card / OCI card) • Ulity bill (electricity/

gas/phone/ water - not more than 2 months old from the date of applicaon) Appointment leer of

overseas Employer Corporate. • Leer from foreign University stang the address(for on-campus

lodging) • Registered Purchase / Sale Deed or agreement • Foreign Government issued Identy Card

'Lease / Rent/ Leave and License agreement indicang the address of the customer duly registered with

Government or similar registraon authority. • Valid employment contract leer. • Valid employment

oﬀer leer. • Employer's cerﬁcate for proof of overseas address. • Leer from the government postal

services conﬁrming the address of the applicant. • Permanent Resident Permit / Work Permit menoning

the overseas address . Following are some of the residence permits that have the address menoned

thereon: - Kuwait-Bataka Madaniya (Civil ID), Saudi Arabia-lqama (Residenal permit), Oman-Residence

Card, UAE - Labour Card , Bahrain-CPR (Central Populaon registry) Card and Qatar-Residence Card,

Singapore/Malaysia Permanent Resident Card.

d. Local address proof can be obtained within 30 days of account opening *Subject to

change as per Guidelines

5. In case of Resident Savings Account for Foreign Naonals

a. Photocopy of the relevent pages of current passport

b. Long term visa

c. Recent passport size colour photograph

d. FRRO / FRO copy

e. Overseas Address Proof

f. Leer from employer / contract leer

g. Declaraon cum Undertaking signed by the Foreign Naonal and counter

signed by the Branch Head (Please refer Annexure IV)

6. In case of Foreign Naonal

a. Photocopy of the relevent pages of current passport

b. Tourist / Business Visa

c. Recent passport size color photograph

d. Overseas Address Proof

e. Address proof as applicable for Resident Indians